249 Moon Ranch St, Bakersfield, CA 93314 Property Records

Kern County property record for 249 Moon Ranch St, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,513 sqft · built 1987
Lot Size	2.73 acres (119,354 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Jun 2026)
Tax Bill	$9,609 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`408-103-02-00-8`

Property Details

APN / Parcel Number

Primary APN	`408-103-02-00-8`
Alternative APNs	`408-103-02-6` `4081030200` `40810302`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,513 sqft Living Area
Gross Area	5,563 sqft
1st Floor Area	2,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	119,354 sqft
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	371 sqft
Patio Area	727 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	408103026
Street Address	249 MOON RANCH ST
City	BAKERSFIELD
State	CA
Zip	93314-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	TRACT 3833 , BLOCK , LOT 29
Legal Subdivision	27M105-107
Legal Tract	3833
Legal Block	1
Legal Lot Number	29
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1047
Census Tract	3823

Owner

Source: Kern County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 10, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	202666466
Prior Transfer Date	Jan 6, 2010
Prior Transfer Doc	0000003738
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Aug 11, 2026
Property Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Document Number	0000093387
Instrument Date	Aug 3, 2026
Instrument	202693387
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860

Mortgage

Document Number	0000093387,
Date	Aug 11, 2026
Instrument	202693387

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860

Mortgage

Document Number	0000128864
Date	Aug 22, 2022
Instrument	222128864

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 10, 2026
Property Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Document Number	0000066466
Instrument Date	May 15, 2026
Instrument	202666466
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860

Mortgage

Document Number	0000066467,
Date	Jun 10, 2026
Instrument	202666467

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024839
Date	Feb 24, 2017
Instrument	0217024839

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 24, 2018
Property Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860
Document Number	0000092630
Map Reference	MB5151 PG1183
Instrument Date	May 25, 2018
Instrument	0218092630
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TICOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	249 MOON RANCH ST, BAKERSFIELD, CA 93314-7860

Mortgage

Document Number	0000092631
Date	Jul 24, 2018
Instrument	0218092631

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000092632
Date	Jul 24, 2018
Instrument	0218092632

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	BAKERSFIELD, CA 93314

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rio Bravo-Greeley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,958 (+2%) Land $227,563 Building $556,395
2025	$9,609.00 (+2.51%) Homeowner's exemption	$768,587 (+4.04%) Land $223,101 Building $545,486
2024	$9,374.00 (+1.64%)
2023	$9,223.00 (-0.72%) Homeowner's exemption	$738,744 Land $214,439 Building $524,305
2022	$9,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEST MOON MUTUAL WATER CO private · serves 138 people · EPA ID CA1500546
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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