249 Main St, Gilmer, TX 75645 Property Records

Upshur County property record for 249 Main St, Gilmer, TX 75645 · Last verified January 2026

Property Summary

Property Type	Residential
Details	2,845 sqft · built 1965
Lot Size	0.494 acres (21,549 sqft)
Owner	Individual Name on File
Tax Bill	$720 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S163-S02-C48-LT08`

Property Details

APN / Parcel Number

Primary APN	`S163-S02-C48-LT08`
Alternative APN	`3877`

Interior

Building Area	2,845 sqft Total Area

Exterior

Year Built	Built 1965
Lot Area	21,549 sqft (0.494 acres)

Location & Zoning

Account Number	S163-S02-C48-LT08
Street Address	249 MAIN ST
City	GILMER
State	TX
Zip	75645-7429
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 8, EAST MOUNTAIN ADDN S163 (A264) .4947 ACRES & HOUSE
Legal Lot Number	8
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	3
Census Block	3011
Census Tract	950700

Owner

Source: Upshur County records · APN S163-S02-C48-LT08

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	249 MAIN ST, GILMER, TX 75645-7429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2005
Deed Sale	Oct 27, 2005
Deed Document Number	200509386
Deed Book / Page	630 / 115
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	249 MAIN ST, GILMER, TX 75645-7429
Transaction Type	Mortgage
Record Updated	Mar 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001828
Date	Mar 04, 2020
Instrument	202001828

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	10-Year TN
Max Rate	6.5%

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	East Mountain City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (-35.94%) Homeowner's exemption	$175,450 (+23.57%) Land $31,270 Building $144,180	$175,450 (+23.57%) Land $31,270 Building $144,180
2023		$141,990 Land $28,840 Building $113,150	$141,990 Land $28,840 Building $113,150
2022	$1,124.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 13% of Texas
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.