249 M 89, Plainwell, MI 49080 Property Records

Allegan County property record for 249 M 89, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 ba · 908 sqft · built 1949
Lot Size	8.9 acres (387,684 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2018)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-026-023-00`

Property Details

APN / Parcel Number

Primary APN	`08-026-023-00`
Alternative APN	`03-08-026-023-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	908 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Foundation Type	No Foundation
Lot Area	387,684 sqft (8.9 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	249 M 89
City	PLAINWELL
State	MI
Zip	49080-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	THAT PT OF S 20 AC OF E 1/2 SE 1/4 LYING S'LY OF A LIN DES AS COM AT SE COR OF SEC 26 TH N 00 DEG 11' 10 W ALG E LIN OF SD SEC 45.35 FT TO POB OF SD DES LIN TH N 63 DEG 16' 10 W 626.01 FT TH N 83 DEG 44' 10 W 770.72 FT TO PT OF ENDING OF SD DES LIN.
Legal Range	11W
Legal Township	01N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	3
Census Block	3000
Census Tract	32100

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 M 89, PLAINWELL, MI 49080-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Oct 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Aug 1, 1990 · Amount on Record
Deed Document Number	20184216-689
Deed Book / Page	4216 / 689
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000024747
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	249 M 89, PLAINWELL, MI 49080-9556
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 M 89, PLAINWELL, MI 49080-9556

Mortgage

Document Number	004833/322
Date	Feb 1, 2023
Book Page	4833/322
Instrument	2023001403

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 13, 2021
Property Address	249 M 89, PLAINWELL, MI 49080-9556
Document Number	004683/209
Book / Page	4683 / 209
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	NATIONS TITLE AGENCY/IN, NATIONS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 M 89, PLAINWELL, MI 49080-9556

Mortgage

Document Number	0004683211
Date	Oct 13, 2021
Instrument	4683/211

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	249 M 89, PLAINWELL, MI 49080-9556
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4598/160
Date	Apr 1, 2021
Book Page	4598/160

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	249 M 89, PLAINWELL, MI 49080-9556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4262/896
Date	Jul 13, 2018
Book Page	4262/896

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jul 11, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 26, 2018
Property Address	249 M 89, PLAINWELL, MI 49080-9556
Document Number	4216/689
Book / Page	4216 / 689
Instrument Date	Jan 19, 2018
Instrument	4216-689
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5750 MEREDITH ST, 5750, PORTAGE, MI 49002-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35924 S 23RD ST, KALAMAZOO, MI 49009-9209

Mortgage

Document Number	4216692
Date	Jan 26, 2018
Instrument	4216-692

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,800 (+24.44%) Land $61,300 Building $93,500	$309,600 (+24.44%) Land $122,600 Building $187,000
2025	$2,963.00 (+12.41%)
2023		$124,400 Land $34,200 Building $90,200	$248,800 Land $68,400 Building $180,400
2022	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DOSTER serves 1,492 people · EPA ID MI0002925
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Spectrum.

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