249 Ludisia Loop, Davenport, FL 33837 Property Records

Polk County property record for 249 Ludisia Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,867 sqft · built 2019
Lot Size	0.126 acres (5,484 sqft)
Owner	Individual Name on File
Tax Bill	$5,745 (2024)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-08-727507-003220`

Property Details

APN / Parcel Number

Primary APN	`27-27-08-727507-003220`
Alternative APNs	`082727727507003220` `82727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,484 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	108 sqft

Location & Zoning

Street Address	249 LUDISIA LOOP
City	DAVENPORT
State	FL
Zip	33837-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHID GROVE PB 169 PGS 10-16 LOT 322
Legal Range	27E
Legal Township	27S
Legal Section	08
Legal Subdivision	ORCHID GROVE
Legal Block	1
Legal Lot Number	322
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1047
Census Tract	12514

Owner

249 Ludisia Loop is owned and occupied by an individual who acquired it in May 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	249 LUDISIA LOOP, DAVENPORT, FL 33837-3662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Intrafamily Transfer, Transfer · VA Mortgage CALIBER HOME LOANS INC
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Apr 1, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021
Deed Sale	May 26, 2021
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	2021137368
Deed Book / Page	11732 / 2027
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000137368
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 26, 2021
Property Address	249 LUDISIA LOOP, DAVENPORT, FL 33837-3662
Document Number	0000137368
Book / Page	11732 / 2027
Map Reference	MB 169 PG 10-16
Instrument Date	Mar 5, 2021
Instrument	2021137368
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LUDISIA LOOP, DAVENPORT, FL 33837-3662

Mortgage

Document Number	0117322029
Date	May 26, 2021
Instrument	11732/2029

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	249 LUDISIA LOOP, DAVENPORT, FL 33837-3662
Document Number	0111011389
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LUDISIA LOOP DAVENPORT FL 338373662, DAVENPORT, FL 33837-3662

Mortgage

Document Number	0111011389
Date	Jan 8, 2020
Book Page	011101/001389
Instrument	5520

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Apr 1, 2019
Property Address	249 LUDISIA LOOP, DAVENPORT, FL 33837-3662
Document Number	0107941173
Book / Page	010794 / 001173
Instrument Date	Mar 22, 2019
Instrument	64416
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LUDISIA LOOP DAVENPORT FL 338373662, DAVENPORT, FL 33837-3662

Mortgage

Document Number	107941174
Date	Apr 1, 2019
Book Page	010794/001174
Instrument	64417

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,381 (+2.7%)	$256,684 (-2.92%) Land $64,000 Building $192,684
2025		$227,245	$264,401 Land $64,000 Building $200,401
2024	$5,745.00 (+1.66%)
2023	$5,651.00 (+1.07%) Homeowner's exemption	$214,409 (+3%)	$289,622 (+5.06%) Land $62,000 Building $227,622
2022	$5,591.00 Homeowner's exemption	$208,164	$275,675 Land $52,000 Building $223,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Ludisia Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Ludisia Loop is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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