Berlin Town property record for 249 Lower Ln, Berlin, CT 06037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,130 sqft · built 1957 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jan 2020) |
| Tax Bill | $5,676 (2025) |
| Deeds & Mortgages | May 2022 Refinance Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BERL M:15-2 B:99 L:6 |
| Primary APN | BERL M:15-2 B:99 L:6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,130 sqft |
| Basement Area | 1,130 sqft |
| Unfinished Basement | 1,130 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1057070 |
|---|---|
| Street Address | 249 LOWER LN |
| City | BERLIN |
| State | CT |
| Zip | 06037-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-11 |
| Legal Block | 99 |
| Legal Lot Number | 6 |
| Jurisdiction | BERLIN CT |
| Township / Civil Division | BERLIN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 400102 |
Source: Berlin Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 249 LOWER LN, BERLIN, CT 06037-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST WORLD MORTGAGE CORPORATION |
| Mar 13, 2020 | Quit Claim Deed, Transfer UNKNOWN |
| Jan 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on Record |
| Deed Sale | Jan 23, 2020 · Amount on Record |
| Prior Sale | Dec 17, 2007 · Amount on Record |
| Deed Document Number | 20201805290003 |
| Deed Book / Page | 766 / 318 |
| Last Transfer Date | Mar 12, 2020 |
| Transfer Doc | 000767-534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERLIN CT |
| Property Address | 249 LOWER LN, BERLIN, CT 06037-2237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000805-612 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 805/612 |
| Instrument | 2046930010 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Mar 13, 2020 |
| Property Address | 249 LOWER LN, BERLIN, CT 06037-2237 |
| Document Number | 767-534 |
| Book / Page | 000767 / 000534 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 22830002 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 249 LOWER LN BERLIN CT 060372237, BERLIN, CT 06037-2237 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERLIN CT |
| Recording Date | Jan 23, 2020 |
| Property Address | 249 LOWER LN, BERLIN, CT 06037-2237 |
| Document Number | 766-318 |
| Book / Page | 766 / 318 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 1805290003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1805300013 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 1805300013 |
| Name | BAY EQUITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berlin Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Berlin Town |
| Unified School District | Berlin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,676.00 | $185,200 (-) Land $78,500 Building $106,700 | $129,640 Land $54,950 Building $74,690 |
| 2024 | $5,676.00 (+3.67%) | ||
| 2023 | $5,475.00 (+13.5%) | $185,200 (+31.72%) Land $78,500 Building $106,700 | |
| 2022 | $4,824.00 | $140,600 Land $69,900 Building $70,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031 |
|---|---|
| Water Source | Purchased surface water from BERLIN WATER CONTROL COMMISSION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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