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249 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 249 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,044 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual on Record
Last Sale$342,000 (May 2020)
Tax Bill$3,427 (2025)
Deeds & MortgagesDec 2020 Transfer
May 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN185889-1140

Property Details

APN / Parcel Number

Primary APN185889-1140

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,044 sqft Living Area
Gross Area2,499 sqft
1st Floor Area2,044 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area455 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address249 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 14 OR4933/1974 & 5124/689
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number14
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address30 LUDLOW LN W, PALM COAST, FL 32137-9580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jan 26, 2018Correction Deed
DHI TITLE/FL INC
Dec 21, 2017Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2020 · Amount on Record
Deed SaleMay 1, 2020 · Amount on Record
Prior SaleJan 26, 2018 · Amount on Record
Deed Document Number202033535
Deed Book / Page4933 / 1974
Last Transfer DateDec 3, 2020
Transfer Doc0051240689
Record UpdatedSep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 14, 2020
Property Address249 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2948
Document Number0051240689
Book / Page005124 / 000689
Instrument DateDec 3, 2020
Instrument113777
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address249 LOST LAKE DR ST AUGUSTINE FL 320862948, ST AUGUSTINE, FL 32086-2948

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 1, 2020
Property Address249 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2948
Document Number0049331974
Book / Page4933 / 1974
Map ReferenceMB 84 PG 1-13
Instrument DateApr 16, 2020
Instrument2020033535
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,394.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 BADGERS IS W, 1, KITTERY, ME 03904-1693

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 LOST LAKE DR, ST AUGUSTINE, FL 32086-2948

Mortgage

Document Number49331976
DateMay 1, 2020
Instrument4933/1976
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

January 2018: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateJan 26, 2018
Property Address249 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2948
Document Number0044950732
Book / Page004495 / 000732
Instrument DateJan 25, 2018
Instrument5958
Record UpdatedFeb 4, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,170.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address249 LOST LAKE DR ST AUGUSTINE FL 320862948, ST AUGUSTINE, FL 32086-2948

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 21, 2017
Property Address249 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2948
Document Number0044800314
Book / Page004480 / 000314
Instrument DateDec 20, 2017
Instrument86401
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 4, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address249 LOST LAKE DR ST AUGUSTINE FL 320862948, ST AUGUSTINE, FL 32086-2948

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,044 (+57.61%) Land $100,800 Building $322,244$423,044 (-1.64%) Land $100,800 Building $322,244
2025$3,427.00 (+13.1%) Homeowner's exemption$268,414 (+5.99%)$430,113 (-0.48%) Land $100,800 Building $329,313
2024$3,030.00 (+2.05%)
2023$2,969.00 (+3.13%) Homeowner's exemption$253,251 (+3%)$432,188 (+8.12%) Land $100,800 Building $331,388
2022$2,879.00 Homeowner's exemption$245,875$399,748 Land $100,800 Building $298,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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