Kerr County property record for 249 Los Cedros Loop, Kerrville, TX 78028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,015 sqft · built 1997 |
| Lot Size | 0.142 acres (6,222 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,716 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4952-0010-027000 |
| Primary APN | 4952-0010-027000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,015 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 2,015 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,222 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Porch | Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4952-0010-027000 |
|---|---|
| Street Address | 249 LOS CEDROS LOOP |
| City | KERRVILLE |
| State | TX |
| Zip | 78028-2977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOS CEDROS BLK 1 LOT 27, UNDIVIDED INTEREST 96.0000000000% |
| Legal Subdivision | LOS CEDROS |
| Legal Block | 1 |
| Legal Lot Number | 27,UNDI |
| Jurisdiction | KERR TX |
| Township / Civil Division | KERRVILLE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 960500 |
249 Los Cedros Loop is owned and occupied by an individual who acquired it in August 2022.
Source: Kerr County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 SIDNEY BAKER ST S, 400, KERRVILLE, TX 78028-6150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit BROADWAY NATIONAL BANK |
| Aug 19, 2022 | Grant Deed, Transfer |
| Jun 5, 2019 | Special Warranty Deed, Transfer |
| Oct 19, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2022 |
| Deed Sale | Aug 19, 2022 |
| Prior Sale | Jun 5, 2019 |
| Deed Document Number | 20226936 |
| Prior Transfer Date | Jun 13, 2011 |
| Prior Transfer Doc | 0000003587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 249 LOS CEDROS LOOP, KERRVILLE, TX 78028-2977 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 249 LOS CEDROS LOOP, KERRVILLE, TX 78028-2977 |
| Document Number | 0022007692 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 22-007692 |
| Name | BROADWAY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Aug 19, 2022 |
| Property Address | 249 LOS CEDROS LOOP, KERRVILLE, TX 78028-2977 |
| Document Number | 0022006936 |
| Map Reference | VOL 6 PG 222 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 22-006936 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 SIDNEY BAKER ST S # S400-15, 317, KERRVILLE, TX 78028-5984 |
| Name | Verified Name |
|---|---|
| Address | 317 SIDNEY BAKER ST S # 400-15, 400, KERRVILLE, TX 78028-6150 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jun 5, 2019 |
| Property Address | 249 LOS CEDROS LOOP, KERRVILLE, TX 78028-2977 |
| Document Number | 0019004052 |
| Map Reference | VOL 6 PG 222 |
| Instrument Date | May 22, 2019 |
| Instrument | 19-004052 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 SIDNEY BAKER ST S STE 400, 400, KERRVILLE, TX 78028-6150 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Oct 19, 2018 |
| Property Address | 249 LOS CEDROS LOOP, KERRVILLE, TX 78028-2977 |
| Document Number | 0018006789 |
| Map Reference | VOL 6 PG 222 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 18-006789 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 LOS CEDROS LOOP, 249, KERRVILLE, TX 78028-2977 |
| Name | Verified Name |
|---|---|
| Address | 317 SIDNEY BAKER ST S # 400-15, 400, KERRVILLE, TX 78028-6150 |
The 2026 property tax bill for 249 Los Cedros Loop was $6,716 with exemptions applied, up 111.8% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Municipality | Kerrville City |
| Unified School District | Kerrville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,716.00 (+111.79%) | $370,779 (-) Land $33,600 Building $337,179 | $370,779 (-) Land $33,600 Building $337,179 |
| 2025 | $3,171.00 (+2,133.1%) Homeowner's exemption Senior Citizen's exemption | $370,779 Land $33,600 Building $337,179 | $370,779 Land $33,600 Building $337,179 |
| 2024 | $142.00 (-96.34%) | ||
| 2023 | $3,883.00 Homeowner's exemption Senior Citizen's exemption | $340,418 Land $33,600 Building $306,818 | $340,418 Land $33,600 Building $306,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Los Cedros Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Los Cedros Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2016 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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