249 Lincoln St, Saco, ME 04072 Property Records

York County and Saco City property record for 249 Lincoln St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,856 sqft · built 1810
Lot Size	0.3 acres (13,060 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2022)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T0245R`

Property Details

APN / Parcel Number

Primary APN	`T0245R`
Alternative APNs	`SACO M:051 L:005 U:000-000` `M:051 L:005 U:000=000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,060 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T0245R
Street Address	249 LINCOLN ST
City	SACO
State	ME
Zip	04072-3128
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MDR
Legal Lot Number	5
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2002
Census Tract	5302

Owner

249 Lincoln St, a duplex, is owned and occupied by an individual who bought it in February 2022.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	249 LINCOLN ST, SACO, ME 04072-3128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage TURNKEY FNDTN INC
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Deed Document Number	20227671
Deed Book / Page	18955 / 544
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	249 LINCOLN ST, SACO, ME 04072-3128
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198640523
Date	Mar 18, 2026
Book Page	19864/523
Instrument	2026009039

Lender

Name	TURNKEY FNDTN INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Feb 16, 2022
Property Address	249 LINCOLN ST, SACO, ME 04072-3128
Document Number	0189550544
Book / Page	18955 / 544
Instrument Date	Feb 15, 2022
Instrument	2022007671
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CURTIS ST, S PORTLAND, ME 04106-3513

Mortgage

Document Number	2022007672
Date	Feb 16, 2022
Instrument	2022007672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 249 Lincoln St was $4,470, up 1.5% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,470.00 (+1.48%)	$314,800 (+0.41%) Land $96,900 Building $217,900
2024	$4,405.00	$313,500 Land $96,900 Building $216,600
2022	$4,111.00	$224,300 Land $73,800 Building $150,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 249 Lincoln St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Lincoln St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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