249 Lerwick Dr, Monterey, CA 93940 Property Records

Monterey County property record for 249 Lerwick Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,125 sqft · built 1948
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Jun 2019 Reverse Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-174-020-000`

Property Details

APN / Parcel Number

Primary APN	`013-174-020-000`
Alternative APN	`013-174-020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Old Parcel Number	013-174-020
Street Address	249 LERWICK DR
City	MONTEREY
State	CA
Zip	93940-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 133 OAK KNOLL NO 3 LOT 29 BLK 4
Legal Subdivision	OAK KNOLL NO 3
Legal Tract	133
Legal Block	4
Legal Lot Number	29
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 LERWICK DR, MONTEREY, CA 93940-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Reverse Mortgage LAND-HOME FINANCIAL SERVICES
Jun 14, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 1995
Transfer Doc	0000017439
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	249 LERWICK DR, MONTEREY, CA 93940-5411
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE SALINAS 50W

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025577
Date	Jun 20, 2019
Instrument	2019025577

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.84%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	249 LERWICK DR, MONTEREY, CA 93940-5411
Document Number	0000025578
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LERWICK DR MONTEREY CA 939405411, MONTEREY, CA 93940-5411

Mortgage

Document Number	0000025578
Date	Jun 20, 2019
Instrument	25578

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.84%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$85,353 (+2%) Land $29,870 Building $55,483
2025	$1,127.00 (+9.74%) Homeowner's exemption	$83,681 (+4.04%) Land $29,285 Building $54,396
2024	$1,027.00 (+15.91%)
2023	$886.00 (+1.61%) Homeowner's exemption	$80,434 Land $28,149 Building $52,285
2022	$872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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