249 Lakeshore Dr, Bainbridge, GA 39819 Property Records

Decatur County property record for 249 Lakeshore Dr, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,579 sqft · built 1969
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2022)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015A-025-000`

Property Details

APN / Parcel Number

Primary APN	`0015A-025-000`
Alternative APNs	`0015A00000025000` `891`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,579 sqft Heated Area
1st Floor Area	1,260 sqft
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	703 sqft
Patio Area	714 sqft
Canopy	400 sqft
Gazebo	144 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	891
Street Address	249 LAKESHORE DR
City	BAINBRIDGE
State	GA
Zip	39819-6241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	508 341 249 LAKESHORE DR
Legal Subdivision	LAKE SEMINOLE ESTATE
Legal Lot Number	28
Jurisdiction	DECATUR GA
Township / Civil Division	FACEVILLE
Census Block Group	2
Census Block	2011
Census Tract	970700

Owner

Source: Decatur County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 LAKESHORE DR, BAINBRIDGE, GA 39819-6240
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCE CREDIT UNION
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMERCE CREDIT UNION
Jul 21, 2022	Warranty Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Jul 29, 2022
Deed Document Number	20221394
Deed Book / Page	508 / 341
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	000467/818
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Dec 27, 2022
Property Address	249 LAKESHORE DR, BAINBRIDGE, GA 39819-6241
Document Number	000508/341
Book / Page	508 / 341
Instrument Date	Dec 27, 2022
Instrument	2022-001394
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 LAKESHORE DR, BAINBRIDGE, GA 39819-6240

Mortgage

Document Number	0000000508/0000000343
Date	Dec 30, 2022
Book Page	0000000508/0000000343

Lender

Name	FIRST COMMERCE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2038

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Dec 27, 2022
Property Address	249 LAKESHORE DR, BAINBRIDGE, GA 39819-6241
Document Number	000508/341
Book / Page	508 / 341
Instrument Date	Dec 27, 2022
Instrument	2022-001394
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 LAKESHORE DR, BAINBRIDGE, GA 39819-6240

Mortgage

Document Number	0000508343
Date	Dec 27, 2022
Instrument	508/343

Lender

Name	FIRST COMMERCE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 21, 2022
Property Address	249 LAKESHORE DR, BAINBRIDGE, GA 39819-6241
Document Number	000501/598
Book / Page	501 / 598
Instrument Date	Jul 21, 2022
Instrument	2022-000798
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 LAKESHORE DR, BAINBRIDGE, GA 39819-6241

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Nov 16, 2020
Property Address	249 LAKESHORE DR, BAINBRIDGE, GA 39819-6241
Document Number	000467/818
Book / Page	467 / 818
Instrument Date	Nov 16, 2020
Instrument	2020-001110
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5185 ALTURAS CIR, COLORADO SPRINGS, CO 80911-3418

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+12.54%)	$102,148 (+9.61%) Land $40,000 Building $62,148	$255,371 (+9.61%) Land $100,000 Building $155,371
2023	$2,711.00 (+13.53%)	$93,194 Land $40,000 Building $53,194	$232,984 Land $100,000 Building $132,984
2022	$2,388.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Oct 1994 · Heavy Rains, Tornados, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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