249 Kildare Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 249 Kildare Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,066 sqft · built 1999
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Tax Bill	$3,754 (2024)
Deeds & Mortgages	Sep 2026 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T000300340`

Property Details

APN / Parcel Number

Primary APN	`T000300340`
Alternative APN	`2-057A-8324-00-012B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,391 sqft
Basement Area	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Spanish
Exterior Material	Masonry Veneer
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300340
Street Address	249 KILDARE CT
City	O FALLON
State	MO
Zip	63366-7425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT WOODLAWN #1 RESUB 12 UNIT 12B
Legal Subdivision	VILLAS AT WOODLAWN #1 RESUB 12
Legal Lot Number	12B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	311802

Owner

249 Kildare Ct, a condominium, is owned by a company that acquired it in September 2026.

Source: St. Charles County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	249 KILDARE CT, O FALLON, MO 63366-7425
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 22, 2020	Deed of Trust, Construction Loan · Line of Credit STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026
Deed Sale	Sep 21, 2026
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	202644877
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0062940800
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2026
Property Address	249 KILDARE CT, O FALLON, MO 63366-7425
Document Number	0000044877
Instrument Date	Sep 8, 2026
Instrument	202644877
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	249 KILDARE CT, O FALLON, MO 63366-7425
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 9, 2020
Property Address	249 KILDARE CT, O FALLON, MO 63366-7425
Document Number	0000476660
Book / Page	7341 / 495
Map Reference	MB 36 PG 175
Instrument Date	Jun 29, 2020
Instrument	20200709000476660
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	US TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 KILDARE CT, 249, O FALLON, MO 63366-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 KILDARE CT, O FALLON, MO 63366-7425

Mortgage

Document Number	0000476670
Date	Jul 9, 2020
Instrument	20200709000476670

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2020
Property Address	249 KILDARE CT, O FALLON, MO 63366-7425
Document Number	0073252443
Book / Page	007325 / 002443
Instrument Date	Jun 4, 2020
Instrument	423370
Transaction Type	Construction Loan
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	CREVE COEUR 12655 OLIVE BLVD # ST LOUIS MO 63141, ST LOUIS, MO 63141

Mortgage

Document Number	73252443
Date	Jun 22, 2020
Book Page	007325/002443
Instrument	423370

Lender

Name	STIFEL BK&TR
Type	Bank
Address	STLOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,958 (-)	$305,040 (-) Building $305,040
2025		$57,958	$305,040 Building $305,040
2024	$3,754.00
2023		$56,717
2022			$298,510 Building $298,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 249 Kildare Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Kildare Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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