Fayette County property record for 249 Jacobs Creek Rd, Smithfield, PA 15478
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,508 sqft · built 1860 |
| Lot Size | 72.9 acres (3,175,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Apr 1992) |
| Tax Bill | $6,063 (2026) |
| Deeds & Mortgages | Aug 2011 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-0091-02 |
| Primary APN | 24-04-0091-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Family Room | Family Room |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,175,960 sqft (72.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Balcony Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 249 JACOBS CREEK RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 72.91 AC R1 4RM |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 263100 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 274 JACOBS CREEK RD, SMITHFIELD, PA 15478-1034 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 1992 · Amount on File |
| Deed Sale | Apr 8, 1992 · Amount on File |
| Deed Book / Page | 962 / 161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE PA |
| Property Address | 249 JACOBS CREEK RD, SMITHFIELD, PA 15478-1035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03162/1391 |
|---|---|
| Date | Aug 23, 2011 |
| Book Page | 3162/1391 |
| Instrument | 201100009926 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SOMERSET, PA 15501 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 9, 2018 |
| Rate | 2.12% |
|---|
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Nicholson Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,063.00 (+100.03%) | $120,990 (+5.8%) Land $18,160 Building $102,830 | |
| 2025 | $3,031.00 (+13.48%) | ||
| 2024 | $2,671.00 (-5%) | $114,360 (-) Land $11,530 Building $102,830 | |
| 2023 | $114,360 Land $11,530 Building $102,830 | ||
| 2022 | $5,342.00 | ||
| 2003 | $241,980 Land $36,320 Building $205,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032 |
|---|---|
| Water Source | Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VITALink Fiber | 10,000 / 10,000 |
| QCOL Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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