249 Hilltop Dr, Independence, VA 24348 Property Records

Grayson County property record for 249 Hilltop Dr, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,794 sqft · built 1960
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Apr 2020)
Tax Bill	$777 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73A5-1-16`

Property Details

APN / Parcel Number

Primary APN	`73A5-1-16`
Alternative APN	`7740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	3,905 sqft
1st Floor Area	1,794 sqft
Basement Area	1,794 sqft
Unfinished Basement	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	150 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7740
Street Address	249 HILLTOP DR
City	INDEPENDENCE
State	VA
Zip	24348-3868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	.41 73A5-1-16
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3025
Census Tract	60201

Owner

Source: Grayson County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 HILLTOP DR, INDEPENDENCE, VA 24348-3868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage MID AMERICA MORTGAGE INC
Jul 23, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2020663
Deed Book / Page	640 / 4
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Apr 7, 2020
Property Address	249 HILLTOP DR, INDEPENDENCE, VA 24348-3868
Document Number	640/4
Book / Page	640 / 4
Instrument Date	Apr 3, 2020
Instrument	200000663
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 HILLTOP DR, INDEPENDENCE, VA 24348-3868

Mortgage

Document Number	200000664
Date	Apr 7, 2020
Instrument	200000664

Lender

Name	MID AMERICA MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jul 23, 2019
Property Address	249 HILLTOP DR, INDEPENDENCE, VA 24348-3868
Document Number	631/468
Book / Page	631 / 468
Instrument Date	Jul 22, 2019
Instrument	190001204
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ARTISAN AVE, CHESAPEAKE, VA 23323-6802

Mortgage

Document Number	190001205
Date	Jul 23, 2019
Instrument	190001205

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jan 25, 2019
Property Address	249 HILLTOP DR, INDEPENDENCE, VA 24348-3868
Document Number	626/435
Book / Page	626 / 435
Instrument Date	Jan 24, 2019
Instrument	190000122
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 GRAYSON TPKE, WYTHEVILLE, VA 24382-5220

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 (+7.47%)	$134,000 (-) Land $11,000 Building $123,000	$134,000 (-) Land $11,000 Building $123,000
2023	$723.00	$134,000 Land $11,000 Building $123,000	$134,000 Land $11,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lingo Networks Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Citizens Telephone Cooperative, GigaBeam Networks.

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