Polk County property record for 249 Hidden Acres Rd, Mill Spring, NC 28756 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1976 |
| Square Footage | 2,996 sqft Finished Area |
| Lot Size | 641,639 sqft (14.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (1999) |
| Tax Bill | $2,415.00 (2025) |
| Primary APN | P80-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,996 sqft Finished Area |
| Basement Area | 1,260 sqft Basement |
| Unfinished Basement | 1,260 sqft Unfinished |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 641,639 sqft (14.7 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | Deck Area |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 37025 |
|---|---|
| Street Address | 249 HIDDEN ACRES RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-7765 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14.73 AC, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Minor Civil Division | COOPER GAP |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Polk County records · APN P80-9
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 249 HIDDEN ACRES RD, MILL SPRING, NC 28756-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 1999 · Amount on Record |
| Deed Sale | Feb 22, 1999 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 253 / 447 |
| Last Transfer Date | Feb 21, 2008 |
| Transfer Doc | 00363/0241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 249 HIDDEN ACRES RD, MILL SPRING, NC 28756-7765 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 000498/595 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 498/595 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 249 HIDDEN ACRES RD, MILL SPRING, NC 28756-7765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 425/239 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 425/239 |
| Instrument | 004638370014 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,415.00 (+10.68%) | $480,866 (+41.65%) Land $152,002 Building $328,864 | $480,866 (+41.65%) Land $152,002 Building $328,864 |
| 2023 | $2,182.00 | $339,467 Land $88,650 Building $250,817 | |
| 2021 | $339,467 Land $88,650 Building $250,817 |
249 Hidden Acres Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 79th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 662 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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