249 Grattan St, San Francisco, CA 94117 Property Records

San Francisco City property record for 249 Grattan St, San Francisco, CA 94117

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,132 sqft · built 1908
Lot Size	0.073 acres (3,189 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Apr 2018)
Tax Bill	$19,056 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 4 more
APN	`1282-043`

Property Details

APN / Parcel Number

Primary APN	`1282-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Condo/Apartment
Lot Area	3,189 sqft (0.073 acres)

Location & Zoning

Street Address	249 GRATTAN ST
City	SAN FRANCISCO
State	CA
Zip	94117-4210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RH-3
Legal Subdivision	247-249 GRATTAN STREET
Legal Block	1282
Legal Lot Number	43
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	WESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	17102

Owner

249 Grattan St, a condominium, is owned and occupied by two individuals who acquired it in May 2021.

Source: San Francisco City records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2021	Intrafamily Transfer, Transfer
Nov 15, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 7, 2018	Deed of Trust, Mortgage BANK OF AMERICA
Apr 19, 2018	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on File
Deed Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2018602901
Last Transfer Date	May 17, 2021
Transfer Doc	2021093604
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210

Mortgage

Document Number	0000001154
Date	Jan 5, 2022
Instrument	2022001154

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210

Mortgage

Document Number	2021076294
Date	May 5, 2021
Instrument	2021076294

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Jun 10, 2021
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Document Number	2021093604
Instrument Date	May 17, 2021
Instrument	2021093604
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Document Number	0K85900883
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	249 GRATTAN ST SAN FRANCISCO CA 941174210, SAN FRANCISCO, CA 94117-4210

Mortgage

Document Number	0K85900883
Date	Nov 21, 2019
Instrument	K859883

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Document Number	0K69500646
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	249 GRATTAN ST SAN FRANCISCO CA 941174210, SAN FRANCISCO, CA 94117-4210

Mortgage

Document Number	0K69500646
Date	Nov 19, 2018
Instrument	K695646

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 19, 2018
Property Address	249 GRATTAN ST, SAN FRANCISCO, CA 94117-4210
Document Number	0K60200901
Instrument Date	Apr 10, 2018
Instrument	K602901
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,437.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	249 GRATTAN ST SAN FRANCISCO CA 941174210, SAN FRANCISCO, CA 94117-4210

Mortgage

Document Number	K60200902
Date	Apr 19, 2018
Instrument	K602902

Lender

Name	OPES ADVISORS
Address	5151 CORPORATE DR, TROY, MI 48098-2639

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 249 Grattan St was $19,056 with a homeowner's exemption, down 8% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,550,000 (-) Land $775,000 Building $775,000
2025	$19,056.00 (-8.02%) Homeowner's exemption	$1,550,000 Land $930,000 Building $620,000
2024	$20,717.00 (+1.52%)
2023	$20,407.00 (+1.92%)	$1,667,807 Land $1,000,685 Building $667,122
2022	$20,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 249 Grattan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 249 Grattan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Google Fiber, T-Mobile, Verizon.

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