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249 Granite Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 249 Granite Ave, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,916 sqft · built 2022
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$536,870 (Jul 2022)
Tax Bill$5,223 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN136142-0280

Property Details

APN / Parcel Number

Primary APN136142-0280

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area2,916 sqft Living Area
Gross Area3,496 sqft
1st Floor Area2,361 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address249 GRANITE AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-0375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description106/64-69 TREATY OAKS PHASE 2 UNITS 4 AND 5 LOT 28 OR5593/353
Legal Range29
Legal Township08
Legal Section03
Legal SubdivisionTREATY OAKS PHASE 2 UNITS 4 AND 5
Legal Phase2
Legal Block1
Legal Lot Number28
Legal UnitS 4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1003
Census Tract21207

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address249 GRANITE AVE, SAINT AUGUSTINE, FL 32086-0375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jul 7, 2022Special Warranty Deed, Subdivision Related Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Deed Document Number202266841
Deed Book / Page5593 / 353
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address249 GRANITE AVE, SAINT AUGUSTINE, FL 32086-0375
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyLANDMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 GRANITE AVE, SAINT AUGUSTINE, FL 32086-0375

Mortgage

Document Number0056080906
DateAug 2, 2022
Book Page5608/906
Instrument2022074747
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.1%
IndexOther
Max Rate10.1%

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 7, 2022
Property Address249 GRANITE AVE, SAINT AUGUSTINE, FL 32086-0375
Document Number0055930353
Book / Page5593 / 353
Map ReferenceMB 106 PG 64-69
Instrument DateJun 30, 2022
Instrument2022066841
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$3,758.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 GRANITE AVE, ST AUGUSTINE, FL 32086-0375

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,655 (+2.7%)$474,287 (-2.05%) Land $100,800 Building $373,487
2025$5,223.00 (+12.18%) Homeowner's exemption$401,806 (+2.9%)$484,201 (+3.36%) Land $100,800 Building $383,401
2024$4,656.00 (+1.97%) Homeowner's exemption$390,482 (+3%)$468,459 (+1.45%) Land $100,800 Building $367,659
2023$4,566.00 (+199.21%) Homeowner's exemption$379,109 (+276.1%)$461,771 (+358.11%) Land $100,800 Building $360,971
2022$1,526.00$100,800$100,800 Land $100,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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