249 Gabrielle Cir, Bethalto, IL 62010 Property Records

Madison County property record for 249 Gabrielle Cir, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,776 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Feb 2020)
Tax Bill	$8,849 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Line of Credit + 1 more
APN	`15-2-09-06-18-301-084`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-06-18-301-084`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	148 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	249 GABRIELLE CIR
City	BETHALTO
State	IL
Zip	62010-2595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHREIBER FARMS LOT 84 90 X 148.57 IRREGULAR
Legal Subdivision	SCHREIBER FARMS SUB
Legal Lot Number	84
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	2
Census Block	2002
Census Tract	401722

Owner

Source: Madison County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 GABRIELLE CIR, BETHALTO, IL 62010-2595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 6, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	20204301
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Sep 24, 2026
Property Address	249 GABRIELLE CIR, BETHALTO, IL 62010-2595
Document Number	0000028294
Instrument Date	Sep 8, 2026
Instrument	202628294
Transaction Type	Mortgage
Record Updated	Oct 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 GABRIELLE CIR, BETHALTO, IL 62010-2595

Mortgage

Document Number	0000028294,
Date	Sep 24, 2026
Instrument	202628294

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.88%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	249 GABRIELLE CIR, BETHALTO, IL 62010-2595
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031790
Date	Sep 29, 2022
Instrument	2022R31790

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 6, 2020
Property Address	249 GABRIELLE CIR, BETHALTO, IL 62010-2595
Document Number	0000004301
Map Reference	PC65 PG148
Instrument Date	Feb 2, 2020
Instrument	2020R04301
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 N WASHINGTON ST, BUNKER HILL, IL 62014-1071

Mortgage

Document Number	0000004302
Date	Feb 6, 2020
Instrument	2020R04302

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,849.00 (+0.27%)	$129,050 (+24.69%) Land $14,220 Building $114,830	$387,150 (+24.56%) Land $42,660 Building $344,490
2024	$8,825.00 (+8.24%)
2022	$8,153.00	$103,500 Land $11,410 Building $92,090	$310,811 Land $34,264 Building $276,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	7 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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