249 Echo Ridge Rd, Whittier, NC 28789 Property Records

Jackson County property record for 249 Echo Ridge Rd, Whittier, NC 28789

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$98,000 (May 2017)
Tax Bill	$798 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7622-45-3211`

Property Details

APN / Parcel Number

Primary APN	`7622-45-3211`
Alternative APN	`178955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	36 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	249 ECHO RIDGE RD
City	WHITTIER
State	NC
Zip	28789-7923
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 2A PINEY MTN EST
Legal Subdivision	PINEY MTN EST
Legal Lot Number	2A
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	4
Census Block	4000
Census Tract	950300

Owner

249 Echo Ridge Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2024.

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	249 ECHO RIDGE RD, WHITTIER, NC 28789-7923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK
Apr 24, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Aug 9, 2005 · Amount on File
Deed Book / Page	2187 / 1800
Last Transfer Date	Oct 20, 2024
Transfer Doc	2421001663
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 10, 2026
Property Address	249 ECHO RIDGE RD, WHITTIER, NC 28789-7923
Document Number	2421001663
Book / Page	2421 / 1663
Instrument Date	Oct 20, 2024
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ECHO RIDGE RD, WHITTIER, NC 28789-7923

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	249 ECHO RIDGE RD, WHITTIER, NC 28789-7923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022420746
Date	Jul 16, 2019
Book Page	2242/746

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2044

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 24, 2017
Property Address	249 ECHO RIDGE RD, WHITTIER, NC 28789-7923
Document Number	0021871074
Book / Page	002187 / 001074
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2000 US HIGHWAY 23 N DELAWARE OH 430158803, DELAWARE, OH 43015-8803

Tax Assessment & Valuation

The 2025 property tax bill for 249 Echo Ridge Rd was $798.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$210,113 (-) Land $45,470 Building $164,643
2025	$798.00	$210,113 Land $45,470 Building $164,643
2023	$493.00	$129,870 Land $42,740 Building $87,130

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 249 Echo Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Echo Ridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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