249 E Riding Rd, Montgomery, AL 36116 Property Records

Montgomery County property record for 249 E Riding Rd, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,685 sqft · built 1975
Lot Size	0.296 acres (12,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,409 (Jan 1989)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-04-1-008-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-04-1-008-009.000`
Alternative APNs	`0315020401008009000` `282929`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,928 sqft (0.296 acres)
Lot Dimensions	161 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	288 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	282929
Old Parcel Number	0315020401008009000
Street Address	249 E RIDING RD
City	MONTGOMERY
State	AL
Zip	36116-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1502041008009000
Legal Subdivision	SPRING VALLEY PLAT 10
Legal Block	12
Legal Lot Number	9
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	5
Census Block	5004
Census Tract	3200

Owner

Source: Montgomery County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 E RIDING RD, MONTGOMERY, AL 36116-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1989 · Amount on Record
Deed Sale	Jan 1, 1989 · Amount on Record
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	249 E RIDING RD, MONTGOMERY, AL 36116-3743
Document Number	0053180496
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	249 E RIDING RD MONTGOMERY AL 361163743, MONTGOMERY, AL 36116-3743

Mortgage

Document Number	0053180496
Date	Dec 9, 2019
Book Page	005318/000496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 8, 2044

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	249 E RIDING RD, MONTGOMERY, AL 36116-3743
Document Number	0053300649
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	249 E RIDING RD MONTGOMERY AL 361163743, MONTGOMERY, AL 36116-3743

Mortgage

Document Number	0053300649
Date	Jan 10, 2020
Book Page	005330/000649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2045

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$12,690 (+13.51%) Land $1,000 Building $11,690	$126,900 (+13.51%) Land $10,000 Building $116,900
2023	Disabled Person's exemption	$11,180 Land $1,000 Building $10,180	$111,800 Land $10,000 Building $101,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: C Spire Wireless.

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