249 E Offutt St, Cumberland, MD 21502 Property Records

Allegany County property record for 249 E Offutt St, Cumberland, MD 21502

Property Summary

Property TypeTownhouse
Details2 ba · 2,112 sqft · built 1924
Lot Size0.072 acres (3,125 sqft)
OwnerCompany Name on File
Last Sale$115,000 (Feb 2023)
Tax Bill$440 (2025)
Deeds & MortgagesFeb 2023 Sale & Construction Loan
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN04-017994

Property Details

APN / Parcel Number

Primary APN04-017994
Alternative APNs
  • 4017994
  • 017994

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,112 sqft Total Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTownhouse
Exterior MaterialSiding
Lot Area3,125 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
PorchSlab
Porch Area534 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number017994
Street Address249 E OFFUTT ST
CityCUMBERLAND
StateMD
Zip21502-4730
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description249-251 OFFUTT ST LOT 76 25X125 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number76
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1024
Census Tract800

Owner

Source: Allegany County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6802 RED BIRD LN, THURMONT, MD 21788-3033
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed, Construction Loan · Construction Mortgage
LENDING HWY LLC
Feb 15, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 3, 2023 · Amount on Record
Deed SaleFeb 3, 2023 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Book / Page2853 / 283
Prior Transfer DateJun 28, 2014
Prior Transfer Doc0020650091
Record UpdatedSep 20, 2026

February 2023: Deed, Construction Loan

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateFeb 3, 2023
Property Address249 E OFFUTT ST, CUMBERLAND, MD 21502-4730
Document Number002853-0283
Book / Page2853 / 283
Instrument DateJan 19, 2023
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2023
Title CompanyNOT AVAILABLE, ELEVATED SETTLEMENTS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6802 RED BIRD LN, THURMONT, MD 21788-3033

Mortgage

Document Number0028530291
DateFeb 3, 2023
Instrument2853-0291
Lender
NameLENDING HWY LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateFeb 15, 2022
Property Address249 E OFFUTT ST, CUMBERLAND, MD 21502-4730
Document Number002754-0396
Book / Page2754 / 396
Instrument DateJan 27, 2022
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 E OFFUTT ST, CUMBERLAND, MD 21502-4730

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,000 (+4.1%) Land $6,200 Building $43,800$50,000 (-) Land $6,200 Building $43,800
2025$440.00 (+7.32%)$48,033 (+8.92%)$50,000 (+13.38%) Land $6,200 Building $43,800
2023$410.00$44,100 Land $6,200 Building $37,900$44,100 Land $6,200 Building $37,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Fiber · Cable in parts of the area
1,000 / 1,000
Skypacket Networks
Fixed Wireless
100 / 20

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