249 E Oak St, Cadott, WI 54727 Property Records

Chippewa County property record for 249 E Oak St, Cadott, WI 54727

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,968 sqft · built 1900
Lot Size	0.696 acres (30,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22906-3111-6025-0205`

Property Details

APN / Parcel Number

Primary APN	`22906-3111-6025-0205`
Alternative APN	`111 0278`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,968 sqft Total Area

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	30,360 sqft (0.696 acres)
Lot Dimensions	120 ft deep x 253 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	111 0278
Street Address	249 E OAK ST
City	CADOTT
State	WI
Zip	54727-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CADOTT PROPER
Legal Description	KAISER'S ADDITION LOTS 5 6 7 & 8 BLK 2 ALSO THE E 33' OF VACATED MAPLE ST SINCE 1973 DOC #364465 AND 1/2 OF THE ADJ VACATED A
Legal Range	06W
Legal Township	29N
Legal Section	31
Legal Quarter	SE
Legal Subdivision	KAISERS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CADOTT
Census Block Group	1
Census Block	1033
Census Tract	10800

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 E OAK ST, CADOTT, WI 54727-9559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	249 E OAK ST, CADOTT, WI 54727-9559
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 873763
Date	Nov 28, 2017
Instrument	873763

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 27, 2037

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Cadott Village
Unified School District	Cadott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00 (+14.1%) Homeowner's exemption	$116,500 (-) Land $23,400 Building $93,100	$198,100 (+13.98%)
2023	$2,149.00 Homeowner's exemption	$116,500 Land $23,400 Building $93,100	$173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADOTT WATERWORKS serves 1,352 people · EPA ID WI6090450
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20