249 E Frederick St, Lancaster, PA 17602 Property Records

Lancaster County property record for 249 E Frederick St, Lancaster, PA 17602

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,738 sqft · built 1894
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Dec 2008)
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`336-05098-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-05098-0-0000`
Alternative APN	`33612K9C 9 27`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	832 sqft
Upper Floors Area	787 sqft
Basement Area	640 sqft
Game Room	Game Room

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	2,178 sqft (0.05 acres)
Porch	Slab
Porch Area	120 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 E FREDERICK ST
City	LANCASTER
State	PA
Zip	17602-2346
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	249 E FREDERICK ST
Legal Lot Number	27
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

249 E Frederick St, a duplex, is owned and occupied by an individual who bought it in December 2008.

Source: Lancaster County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELCO COMMUNITY CU
Apr 23, 2025	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2008 · Amount on File
Deed Sale	Dec 17, 2008 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	20085750261
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006730058
Date	Mar 31, 2023
Instrument	6730058

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2038

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20250014745
Date	Apr 23, 2025
Instrument	20250014745

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006368773
Date	Nov 21, 2017
Instrument	6368773

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	257 Months
Due	Apr 1, 2039

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006409612
Date	Jul 25, 2018
Instrument	6409612

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	249 E FREDERICK ST, LANCASTER, PA 17602-2346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006504013
Date	Jan 24, 2020
Instrument	6504013

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 249 E Frederick St was $4,514, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,900 Land $22,900 Building $90,000	$112,900 Land $22,900 Building $90,000
2025	$4,514.00 (+1.05%)
2024	$4,467.00	$112,900 Land $22,900 Building $90,000
2018			$112,900 Land $22,900 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 E Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 249 E Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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