249 Dickey Rd, Ramer, TN 38367 Property Records

McNairy County property record for 249 Dickey Rd, Ramer, TN 38367

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,356 sqft · built 1986
Lot Size6.38 acres (277,913 sqft)
OwnerCompany Name on Record
Last Sale$84,000 (Sep 2018)
Tax Bill$478 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN055160 01208

Property Details

APN / Parcel Number

Primary APN055160 01208
Alternative APN
  • 160 01208

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area277,913 sqft (6.38 acres)
TerrainRolling
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area126 sqft
Deck Area64 sqft
Patio Area64 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address249 DICKEY RD
CityRAMER
StateTN
Zip38367-6155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group2
Census Block2061
Census Tract930600

Owner

Source: McNairy County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address249 DICKEY RD, RAMER, TN 38367-6155
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 20, 2018Warranty Deed, Transfer
Sep 12, 2018Deed of Trust, Mortgage
FORTUNE FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleJul 29, 2010 · Amount on Record
Deed Document Number2018108913
Deed Book / Page247 / 834
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Recording DateAug 31, 2026
Property Address249 DICKEY RD, RAMER, TN 38367-6155
Document Number0000146775
Book / Page40 / 743
Instrument DateAug 22, 2026
Instrument2026146775
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 DICKEY RD, RAMER, TN 38367-6155

Mortgage

Document Number0000146775,
DateAug 31, 2026
Book Page40/743
Instrument2026146775
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term265 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateSep 20, 2018
Property Address249 DICKEY RD, RAMER, TN 38367-6155
Document Number0000247834
Book / Page247 / 834
Instrument DateSep 12, 2018
Instrument108913
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 DICKEY RD, RAMER, TN 38367-6155

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address249 DICKEY RD, RAMER, TN 38367-6155
Document Number4281
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 DICKEY RD RAMER TN 383676155, RAMER, TN 38367-6155

Mortgage

Document Number4281
DateOct 15, 2018
Book Page000428/000001
Instrument109210
Lender
NameFORTUNE FIN'L
TypeFunding / Finance Company
AddressSAVANNAH, TN 38372
Agreement
AmountAmount Recorded
Term360 Months
DueOct 14, 2048

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
MunicipalityGuys Town
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$478.00 (+7.9%)$30,325 (+7.92%) Land $3,425 Building $26,900
2023$28,100 (-) Land $1,200 Building $26,900
2022$443.00$28,100 Land $1,200 Building $26,900$121,300 Land $13,700 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people · EPA ID TN0000615
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dickey Rd

Nearby Streets

Search Property Records by Address or Parcel Number