Montgomery County property record for 249 Davis Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,298 sqft |
| Lot Size | 1.8 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,152 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-00-00-004.00 |
| Primary APN | 034-00-00-004.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.8 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2622 |
|---|---|
| Street Address | 249 DAVIS RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DAVIS RD HOUSE & 1.818 ACRES |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920500 |
249 Davis Rd is owned and occupied by two individuals who acquired it in October 1982.
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 DAVIS RD, MOUNT STERLING, KY 40353-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1982 |
| Deed Sale | Oct 1, 1982 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 249 Davis Rd was $1,152.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 | $155,000 | $155,000 |
| 2023 | $1,169.00 | $155,000 | $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 249 Davis Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1996–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Davis Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO WATER DISTRICT #1 serves 2,082 people · EPA ID KY0870290 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 50 / 10 |
| KyWiFi Fixed Wireless | 25 / 15 |
May also be available: T-Mobile.
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