Allegan County property record for 249 Culver St, Saugatuck, MI 49453
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 752 sqft |
| Lot Size | 0.065 acres (2,831 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (May 2006) |
| Tax Bill | $12,072 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-300-207-00 |
| Primary APN | 57-300-207-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 752 sqft Total Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 2,831 sqft (0.065 acres) |
| Lot Dimensions | 86 ft deep x 33 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 249 CULVER ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | WSS-WATER |
| Legal Description | E 1/2 LOT 207 EX COM AT A PT 90' S OF NE COR OF LOT 207 TH S 42' M OR L TO S LIN OF SD LOT 207 TH W 33' ALG SD S LIN TO W LIN |
| Legal Subdivision | KALAMAZOO |
| Legal Lot Number | 207 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30801 |
249 Culver St, a commercial property, is owned by a company that bought it in May 2006.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 484, SAUGATUCK, MI 49453-0484 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2006 · Amount on File |
| Deed Sale | May 19, 2006 · Amount on File |
| Prior Sale | May 19, 2006 · Amount on File |
| Deed Book / Page | 2988 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 249 CULVER ST, SAUGATUCK, MI 49453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004800/680 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 4800/680 |
| Instrument | 2022018485 |
| Name | MACATAWA BANK |
|---|---|
| Type | Bank |
| Address | HOLLAND, MI 49424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 249 Culver St was $12,072.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,100 Land $87,400 Building $264,700 | $704,200 Land $174,800 Building $529,400 | |
| 2025 | $12,072.00 | ||
| 2023 | $231,800 Land $48,100 Building $183,700 | $463,600 Land $96,200 Building $367,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 249 Culver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 249 Culver St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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