249 Cross St, Jackson, OH 45640 Property Records

Jackson County property record for 249 Cross St, Jackson, OH 45640 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,526 sqft · built 1942
Lot Size	0.2 acres (8,721 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Feb 2022)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H140140022500`

Property Details

APN / Parcel Number

Primary APN	`H140140022500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,721 sqft (0.2 acres)
Lot Dimensions	178 ft deep x 49 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 CROSS ST
City	JACKSON
State	OH
Zip	45640-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B DAVID'S 57
Legal Subdivision	B DAVIDS ADDITION
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3023
Census Tract	957500

Owner

Source: Jackson County records · APN H140140022500

Assessment roll updated March 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7870 E KEMPER RD, 280, CINCINNATI, OH 45249-1675
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Sep 20, 2021	Affidavit of Death, Transfer NOT AVAILABLE, BEST TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Dec 19, 2002
Deed Document Number	20225083
Deed Book / Page	162 / 967
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	159/40
Record Updated	Sep 20, 2026

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JACKSON OH
Recording Date	Mar 17, 2022
Property Address	249 CROSS ST, JACKSON, OH 45640-1514
Document Number	000163/872
Book / Page	163 / 872
Instrument Date	Feb 25, 2022
Instrument	202200005567
Transaction Type	Transfer
Record Updated	Apr 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Feb 11, 2022
Property Address	249 CROSS ST, JACKSON, OH 45640-1514
Document Number	000162/967
Book / Page	162 / 967
Instrument Date	Jan 02, 2022
Instrument	202200005083
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 E KEMPER RD STE 280, 280, CINCINNATI, OH 45249-1675

Mortgage

Document Number	202200005084
Date	Feb 11, 2022
Instrument	202200005084

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JACKSON OH
Recording Date	Sep 20, 2021
Property Address	249 CROSS ST, JACKSON, OH 45640-1514
Document Number	159/40
Book / Page	159 / 40
Instrument Date	Sep 15, 2021
Instrument	202100003361
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	NOT AVAILABLE, BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (-3.28%)	$38,660 (-) Land $6,070 Building $32,590	$110,450 (-) Land $17,350 Building $93,100
2023	$1,952.00 (+24.41%)	$38,660 (+25.64%) Land $6,070 Building $32,590
2022	$1,569.00	$30,770 Land $5,870 Building $24,900
2020			$110,450 Land $17,350 Building $93,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (39079C), updated December 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390799575003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Cincinnati Bell	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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