249 County Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 249 County Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,401 sqft · built 2005
Lot Size	0.261 acres (11,350 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Aug 2025)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	May 2023 Refinance Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0016 B:0104 L:004`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0016 B:0104 L:004`
Alternative APN	`2620`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,401 sqft Living Area
Gross Area	2,638 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,350 sqft (0.261 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2620
Street Address	249 COUNTY RD
City	OAK BLUFFS
State	MA
Zip	02557-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	104
Legal Lot Number	4
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5016
Census Tract	200200

Owner

249 County Rd is owned by an individual who bought it in August 2025.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 95, VINEYARD HAVEN, MA 02568-0095
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK
Aug 11, 2025	Deed, Transfer · Conventional Mortgage LEADER BANK NA
Sep 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Mar 8, 2013 · Amount on File
Deed Book / Page	1715 / 672
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	001635-377
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	249 COUNTY RD, OAK BLUFFS, MA 02557-6817
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001654-600
Date	May 8, 2023
Book Page	1654/600
Instrument	2242

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Aug 11, 2025
Property Address	249 COUNTY RD, OAK BLUFFS, MA 02557-6817
Document Number	001715-672
Book / Page	1715 / 672
Instrument Date	Aug 11, 2025
Instrument	3728
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95, VINEYARD HAVEN, MA 02568-0095

Mortgage

Document Number	0000003729
Date	Aug 11, 2025
Instrument	3729

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Mortgage

Document Number	001715-691
Date	Aug 11, 2025
Book Page	1715/691
Instrument	3730

Lender

Name	MASS GENERAL BRIGHAM

Agreement

Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2030

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Sep 2, 2022
Property Address	249 COUNTY RD, OAK BLUFFS, MA 02557-6817
Document Number	001635-377
Book / Page	1635 / 377
Instrument Date	Sep 1, 2022
Instrument	5586
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 COUNTY RD, OAK BLUFFS, MA 02557-6817

Tax Assessment & Valuation

The 2025 property tax bill for 249 County Rd was $4,886, up 1% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,886.00 (+1.03%)	$967,500 (+4.64%) Land $487,100 Building $480,400	$1,081,209
2024	$4,836.00 (-0.68%)	$924,600 (+0.27%) Land $442,600 Building $482,000
2023	$4,869.00	$922,100 Land $430,100 Building $492,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 249 County Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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