Perry County property record for 249 Couch St, Hazard, KY 41701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,792 sqft · built 1971 |
| Lot Size | 0.18 acres (8,000 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 101-10 01 058.00 |
| Primary APN | 101-10 01 058.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Lot Area | 8,000 sqft (0.18 acres) |
| Lot Dimensions | 80 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 35430 |
|---|---|
| Street Address | 249 COUCH ST |
| City | HAZARD |
| State | KY |
| Zip | 41701-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB428 PG 45 |
| Legal Subdivision | TRACT 1 CONTAINS LOT 32 BLOCK NO 3 |
| Jurisdiction | PERRY KY |
| Township / Civil Division | HAZARD |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 970400 |
Source: Perry County records · APN 101-10 01 058.00
Assessment roll updated November 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 453, HAZARD, KY 41702-0453 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Commercial Mortgage PBT BANCORP |
| Jul 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2006 |
| Transfer Doc | 000330/132 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Property Address | 249 COUCH ST, HAZARD, KY 41701-1025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 453, HAZARD, KY 41702-0453 |
| Document Number | 000518/429 |
|---|---|
| Date | Mar 04, 2026 |
| Book Page | 518/429 |
| Name | PBT BANCORP |
|---|---|
| Type | Non-Lending Institution |
| Address | HAZARD, KY 41701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 19, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Property Address | 249 COUCH ST, HAZARD, KY 41701-1025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 170 RUNWAY AVE, HAZARD, KY 41701-5455 |
| Document Number | 000492/361 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 492/361 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Perry County records · Assessment roll updated November 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Perry County |
| Municipality | Hazard City |
| Unified School District | Hazard Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,000 (-17.78%) | $37,000 (-17.78%) | |
| 2023 | Homeowner's exemption | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Perry County (21193C), as of August 14, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211939704003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 58 (1981–2025) |
| Claims Outside the SFHA | 17 of 58 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Thacker-Grigsby Telephone Company Cable · Fiber in parts of the area | 1,000 / 20 |
Based on FCC filings for 129 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0970184, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HAZARD WATER DEPARTMENT serves 26,730 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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