249 Clearwater Dr, Ridgedale, MO 65739 Property Records

Taney County property record for 249 Clearwater Dr, Ridgedale, MO 65739 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,328 sqft · built 1976
Lot Size	0.643 acres (28,000 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2022)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-2.0-10-003-010-004.000`

Property Details

APN / Parcel Number

Primary APN	`19-2.0-10-003-010-004.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Terrain	Low
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	249 CLEARWATER DR
City	RIDGEDALE
State	MO
Zip	65739-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARWATER ACRES- LT 6, BLK 10
Legal Range	22W
Legal Township	21N
Legal Section	10
Legal Subdivision	CLEARWATER ACRES
Legal Block	10
Legal Lot Number	6
Jurisdiction	TANEY MO
Township / Civil Division	OLIVER
Census Block Group	3
Census Block	3088
Census Tract	480501

Owner

Source: Taney County records · APN 19-2.0-10-003-010-004.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage OAKSTAR BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BRANSON
Apr 08, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF BRANSON
Sep 06, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jan 03, 2017	Warranty Deed, Transfer · ARM GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jan 03, 2017 · Amount on Record
Deed Document Number	202222057
Prior Transfer Date	Aug 06, 2013
Prior Transfer Doc	2013/34446
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TANEY MO
Recording Date	Sep 13, 2022
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Document Number	2022/22057
Book / Page	2022 / 22057
Map Reference	MB 7 PG 15
Instrument Date	Sep 12, 2022
Transaction Type	Transfer
Record Updated	Oct 07, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8563 BEECHWOOD DR, RANCHO CUCAMONGA, CA 91701-1901
Investor	Possibly a Property Investor

Mortgage

Document Number	0202222058
Date	Sep 13, 2022
Instrument	2022/22058

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 01, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	10.7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290

Mortgage

Document Number	02022/7557
Date	Mar 31, 2022
Book Page	2022/7557

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290

Mortgage

Document Number	2021/28231
Date	Oct 21, 2021
Book Page	2021/28231

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/9872
Date	Apr 13, 2020
Book Page	2020/9872

Lender

Name	CENTRAL BANK OF BRANSON
Type	Bank
Address	BRANSON, MO 65615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/9467
Date	Apr 08, 2020
Book Page	2020/9467

Lender

Name	CENTRAL BANK OF BRANSON
Type	Bank
Address	BRANSON, MO 65615

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANEY MO
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Transaction Type	Mortgage
Record Updated	Oct 02, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/22181
Date	Sep 06, 2019
Book Page	2019/22181

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TANEY MO
Recording Date	Jan 03, 2017
Property Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290
Document Number	2017/00271
Book / Page	2017 / 00271
Map Reference	MB 7 PG 15
Instrument Date	Dec 30, 2016
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CLEARWATER DR, RIDGEDALE, MO 65739-4290

Mortgage

Document Number	201700272
Date	Jan 03, 2017
Instrument	2017/00272

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Mar 01, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.95%
Index	1-Year LIBOR
Max Rate	8.95%

Tax Assessment & Valuation

Source: Taney County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Taney County
Unified School District	Hollister R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,430 (-)	$139,080 (-) Land $40,000 Building $99,080
2025	$1,444.00 (-6.05%)	$26,430 (-7.52%)	$139,080 (-7.55%) Land $40,000 Building $99,080
2024	$1,537.00
2023	$1,537.00 (+7.48%)	$28,580	$150,439 Land $40,000 Building $110,439
2022	$1,430.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Taney County (29213C), updated July 29, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292134805013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011–2017)
Most Recent Claim	May 2017, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 39% of Missouri
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Brightspeed	DSL	80 / 10
Total Highspeed	Fixed Wireless (unlicensed)	30 / 10
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: The Foerster Project, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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