249 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 249 Chestnut St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage1,408 sqft Living Area
Lot Size23,522 sqft (0.54 acres)
GarageAttached, 292 sqft
OccupancyOwner Occupied
Tax Bill$3,485.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 299.12-1-8
Alternative APNs
  • 120029901200010080000000
  • 3911 0497

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,408 sqft Living Area
1st Floor848 sqft 1st Floor
2nd Floor560 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area23,522 sqft (0.54 acres)
Depth X Width180 ft x 116 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area292 sqft Garage
Porch Area260 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 0497
Street Address249 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-1362
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number8.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup1
Census Block1031
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 299.12-1-8

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address249 CHESTNUT ST, ONEONTA, NY 13820-1362
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,485.00$105,000 (-) Land $27,800 Building $77,200$147,887 (+14.08%) Land $39,155 Building $108,732
2023$105,000 Land $27,800 Building $77,200$129,630 Land $34,321 Building $95,309

Flood & Wildfire

249 Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chestnut St

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