249 Chestnut St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 249 Chestnut St, Lynn, MA 01902

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,367 sqft · built 1900
Lot Size	0.142 acres (6,203 sqft)
Owner	2 Individual Names on File
Last Sale	$610,450 (Nov 2020)
Tax Bill	$9,665 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:506 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:506 S:011`
Alternative APN	`LYNN M:083 B:506 L:011`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,367 sqft Living Area
Gross Area	5,410 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,203 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	249 CHESTNUT ST
City	LYNN
State	MA
Zip	01902-2898
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	506
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	206300

Owner

249 Chestnut St, a triplex, is owned by two individuals who bought it in November 2020.

Source: Essex County and Lynn City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 LOCUST ST, MIDDLETON, MA 01949-1215
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Nov 12, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LENDSURE MORTGAGE CORP
Jul 9, 2020	Quit Claim Deed, Transfer PRIVATE INDIVIDUAL
Jul 9, 2020	Fiduciary Deed, Transfer · Conventional Mortgage GREGORY G MCCARTHY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Book / Page	39174 / 156
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	3917000156
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	249 CHESTNUT ST, LYNN, MA 01902-2898
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040668-281
Date	Jan 20, 2022
Book Page	40668/281
Instrument	20220120001110

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 12, 2020
Property Address	249 CHESTNUT ST, LYNN, MA 01902-2898
Document Number	39174-156
Book / Page	39174 / 156
Instrument Date	Aug 25, 2020
Instrument	20201112007370
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	CHESTNUT ST, LYNN, MA

Mortgage

Document Number	201112007380
Date	Nov 12, 2020
Instrument	201112007380

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 9, 2020
Property Address	249 CHESTNUT ST, LYNN, MA 01902-2898
Document Number	38696-369
Book / Page	038696 / 000369
Instrument Date	Jul 9, 2020
Instrument	9004520
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36R SOUTH TER BEVERLY MA 019153960, BEVERLY, MA 01915-3960

Mortgage

Document Number	38696-371
Date	Jul 9, 2020
Book Page	038696/000371
Instrument	9004530

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

July 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LYNN MA
Recording Date	Jul 9, 2020
Property Address	249 CHESTNUT ST, LYNN, MA 01902-2898
Document Number	38696-32
Book / Page	038696 / 000032
Instrument Date	Jul 8, 2020
Instrument	9003790
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	881 MAIN ST #1433 FITCHBURG MA 014203092, 1433, FITCHBURG, MA 01420-3092

Mortgage

Document Number	38696-34
Date	Jul 9, 2020
Book Page	038696/000034
Instrument	9003800

Lender

Name	GREGORY G MCCARTHY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	38696-66,
Date	Jul 9, 2020
Book Page	038696/000066
Instrument	9003820

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 249 Chestnut St was $9,665, up 1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,665.00 (+0.95%)	$932,900 (+2.61%) Land $209,100 Building $723,800
2024	$9,574.00 (+3.25%)	$909,200 (+9.32%) Land $188,700 Building $720,500
2023	$9,273.00	$831,700 Land $188,700 Building $643,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 249 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 249 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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