249 Cherokee Trl, Clarksville, VA 23927 Property Records

Mecklenburg County property record for 249 Cherokee Trl, Clarksville, VA 23927

Property Summary

Property Type	Single Family Home
Details	2 bd · 805 sqft · built 1971
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2020)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Oct 2020 Refinance Dec 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`192A01-02-014`

Property Details

APN / Parcel Number

Primary APN	`192A01-02-014`
Alternative APNs	`192A01_02_00_014` `R017842`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	805 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R017842
Street Address	249 CHEROKEE TRL
City	CLARKSVILLE
State	VA
Zip	23927-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 14 & 15 CHEROKEE HILLS
Legal Lot Number	14-15
Jurisdiction	MECKLENBURG VA
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	930700

Owner

Source: Mecklenburg County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1195 FAIRLANE RD, CARY, NC 27511-5976
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORPORATION
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Sep 2, 2016
Deed Document Number	200005202
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	249 CHEROKEE TRL, CLARKSVILLE, VA 23927-4022
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004307
Date	Oct 29, 2020
Instrument	200004307

Lender

Name	ACADEMY MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Dec 18, 2020
Property Address	249 CHEROKEE TRL, CLARKSVILLE, VA 23927-4022
Document Number	0200005202
Instrument Date	Dec 10, 2020
Instrument	200005202
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 FAIRLANE RD, CARY, NC 27511-5976

Mortgage

Document Number	0200005203
Date	Dec 18, 2020
Instrument	200005203

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (-8.47%)	$279,400 (+1.79%) Land $200,000 Building $79,400	$279,400 (+1.79%) Land $200,000 Building $79,400
2023	$1,098.00	$274,500 (-) Land $200,000 Building $74,500	$274,500 (-) Land $200,000 Building $74,500
2022	$1,098.00	$274,500 Land $200,000 Building $74,500	$274,500 Land $200,000 Building $74,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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