249 Chartwell Rd, Columbia, SC 29210 Property Records

Richland County property record for 249 Chartwell Rd, Columbia, SC 29210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1963
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,500 (Mar 2019)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06012-04-26`

Property Details

APN / Parcel Number

Primary APN	`06012-04-26`
Alternative APNs	`R06012-04-26` `00075215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Heated Area
Gross Area	2,291 sqft
1st Floor Area	1,587 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00075215
Street Address	249 CHARTWELL RD
City	COLUMBIA
State	SC
Zip	29210-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 17 BLOCK A 90X142.2X110X170 #SU CHARTWELL #PR RB301-1655 S-52 S-74
Legal Subdivision	CHARTWELL
Legal Block	A
Legal Lot Number	17
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2000
Census Tract	10411

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · VA Mortgage HERITAGE HOME MORTGAGE LLC
Jul 1, 2026	Deed of Trust, Mortgage · VA Mortgage HERITAGE HOME MORTGAGE
Apr 24, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Mar 27, 2023	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Mar 28, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	201920911
Deed Book / Page	2381 / 1893
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030811870
Date	Dec 10, 2025
Book Page	3081/1870
Instrument	2025058769

Lender

Name	HERITAGE HOME MORTGAGE LLC
Type	Mortgage Company
Address	BUCKEYE, AZ 85396

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jul 1, 2026
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Document Number	0000032235
Book / Page	3143 / 487
Instrument Date	Oct 25, 2025
Instrument	202632235
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834

Mortgage

Document Number	0000032235,
Date	Jul 1, 2026
Book Page	3143/487
Instrument	202632235

Lender

Name	HERITAGE HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029172647
Date	Apr 24, 2024
Book Page	2917/2647
Instrument	2024017501

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	12330 S HARLEM AVE, PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028241192
Date	Mar 27, 2023
Book Page	2824/1192
Instrument	2023012299

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Document Number	2531/0161
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 CHARTWELL RD COLUMBIA SC 292105834, COLUMBIA, SC 29210-5834

Mortgage

Document Number	2531/0161
Date	Sep 19, 2020
Book Page	002531/000161
Instrument	49435

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 28, 2019
Property Address	249 CHARTWELL RD, COLUMBIA, SC 29210-5834
Document Number	2381/1893
Book / Page	002381 / 001893
Instrument Date	Feb 28, 2019
Instrument	20911
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 CHARTWELL RD COLUMBIA SC 292105834, COLUMBIA, SC 29210-5834

Mortgage

Document Number	2381/1897
Date	Mar 28, 2019
Book Page	002381/001897
Instrument	20912

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00 (+12.77%)	$104,200 (+2,775.28%)	$135,300 (+49.34%) Land $16,500 Building $118,800
2023	$963.00 (+2.88%)	$3,624 (+0.11%)	$90,600 (-)
2021	$936.00	$3,620	$90,600 Land $12,500 Building $78,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative.

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