249 Chapelwhite Rd, Irmo, SC 29063 Property Records

Lexington County property record for 249 Chapelwhite Rd, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1987
Lot Size0.243 acres (10,579 sqft)
Owner2 Individual Names on File
Last Sale$209,900 (Oct 2024)
Tax Bill$1,564 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN001923-05-010

Property Details

APN / Parcel Number

Primary APN001923-05-010
Alternative APN
  • 0192305010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof MaterialShingle
Lot Area10,579 sqft (0.243 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address249 CHAPELWHITE RD
CityIRMO
StateSC
Zip29063-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionFRIARSGATE B SECTION 5 LOT 8 BLK D-2
Legal SubdivisionFRIARSGATE B SECTION 5
Legal BlockD-2
Legal Lot Number8
JurisdictionLEXINGTON SC
Township / Civil DivisionIRMO
Census Block Group2
Census Block2003
Census Tract21113

Owner

249 Chapelwhite Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Lexington County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address249 CHAPELWHITE RD, IRMO, SC 29063-2608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2024Warranty Deed, Transfer · VA Mortgage
FIRST RELIANCE BANK
Apr 4, 2022Deed, Transfer · FHA Mortgage
NTFN INC
Aug 23, 2021Deed of Distribution, Transfer
Mar 7, 2018Grant Deed, Transfer · Conventional Mortgage
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2024 · Amount on File
Deed SaleOct 1, 2024 · Amount on File
Prior SaleApr 4, 2022 · Amount on File
Deed Document Number202435610
Deed Book / Page21127 / 966
Prior Transfer DateJan 12, 2009
Prior Transfer Doc1334600263
Record UpdatedSep 20, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEXINGTON SC
Recording DateOct 1, 2024
Property Address249 CHAPELWHITE RD, IRMO, SC 29063-2608
Document Number2112700966
Book / Page21127 / 966
Map ReferenceSL 506 PG 2
Instrument DateSep 30, 2024
Instrument2024035610
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address249 CHAPELWHITE RD, IRMO, SC 29063-2608

Mortgage

Document Number2024035611
DateOct 1, 2024
Instrument2024035611
Lender
NameFIRST RELIANCE BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2054

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateApr 4, 2022
Property Address249 CHAPELWHITE RD, IRMO, SC 29063-2608
Document Number2100103041
Book / Page21001 / 3041
Map ReferenceSL 506 PG 2
Instrument DateMar 29, 2022
Instrument2022015640
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.60
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 GINGERBREAD CT N, COLUMBIA, SC 29229-9487

Mortgage

Document Number2022015641
DateApr 4, 2022
Instrument2022015641
Lender
NameNTFN INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

August 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionLEXINGTON SC
Recording DateAug 23, 2021
Property Address249 CHAPELWHITE RD, IRMO, SC 29063-2608
Document Number2096005496
Book / Page20960 / 5496
Map ReferenceSL 506 PG 2
Instrument DateFeb 5, 2021
Instrument2021045759
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17808 SHERMAN WAY APT 221, 221, RESEDA, CA 91335-3385

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateMar 7, 2018
Property Address249 CHAPELWHITE RD, IRMO, SC 29063-2608
Document Number1985400217
Book / Page019854 / 000217
Instrument DateMar 5, 2018
Instrument9739
Transaction TypeTransfer
Record UpdatedMar 21, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$408.85
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 CHAPELWHITE RD IRMO SC 290632608, IRMO, SC 29063-2608

Mortgage

Document Number1985400220
DateMar 7, 2018
Book Page019854/000220
Instrument9740
Lender
NameWFB NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 249 Chapelwhite Rd was $1,564, up 7.5% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityIrmo Town
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,564.00 (+7.49%)$7,240 (-) Land $1,000 Building $6,240
2024$1,455.00 (+3.56%)$7,240 (+62.11%) Land $1,000 Building $6,240$181,000 (+62.13%) Land $25,000 Building $156,000
2023$1,405.00$4,466 Land $1,000 Building $3,466$111,640 Land $25,000 Building $86,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 249 Chapelwhite Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Chapelwhite Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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