249 Central St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 249 Central St, Lowell, MA 01852

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 4,820 sqft · built 1830
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$402,500 (Sep 2011)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L13070`

Property Details

APN / Parcel Number

Primary APN	`L13070`
Alternative APNs	`LOWE M:179 B:1125 L:249` `M:000179 T:L13070`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	4 Stories
Building Area	4,820 sqft Living Area
Gross Area	5,900 sqft
1st Floor Area	1,372 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Mansard
Roof Material	Tar & Gravel
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	L13070
Street Address	249 CENTRAL ST
City	LOWELL
State	MA
Zip	01852-2214
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	DMU
Legal Block	1125
Legal Lot Number	249
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3002
Census Tract	310101

Owner

Source: Middlesex County and Lowell City records · APN L13070

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	249 CENTRAL ST, LOWELL, MA 01852-2214
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2011 · Amount on Record
Deed Sale	Sep 01, 2011 · Amount on Record
Deed Document Number	20113
Deed Book / Page	25218 / 171
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	May 12, 2026
Property Address	249 CENTRAL ST, LOWELL, MA 01852-2214
Document Number	040050-150
Book / Page	40050 / 150
Instrument Date	May 12, 2026
Instrument	202614443
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014443,
Date	May 12, 2026
Book Page	40050/150
Instrument	202614443

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,964.00 (+1.55%)	$519,500 (+5.35%) Land $176,400 Building $343,100
2024	$5,873.00 (+4.88%)	$493,100 (+9.36%) Land $164,900 Building $328,200
2023	$5,600.00	$450,900 Land $143,400 Building $307,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 410 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.