249 Camelot Dr, Morganton, NC 28655 Property Records

Burke County property record for 249 Camelot Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,110 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Dec 2023)
Tax Bill	$2,758 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1794356186`

Property Details

APN / Parcel Number

Primary APN	`1794356186`
Alternative APN	`16145`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,110 sqft Living Area
1st Floor Area	1,271 sqft
Basement Area	555 sqft
Finished Basement	636 sqft
Unfinished Basement	555 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	294 sqft
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 CAMELOT DR
City	MORGANTON
State	NC
Zip	28655-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	249 CAMELOT DR MORGANTON, NC 28655
Legal Subdivision	CAMELOT
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1000
Census Tract	20202

Owner

249 Camelot Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	249 CAMELOT DR, MORGANTON, NC 28655-9038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NBKC BANK
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit JAMES GIBSON
Apr 3, 2023	Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	20231353
Deed Book / Page	2719 / 773
Last Transfer Date	Oct 20, 2025
Transfer Doc	0028350584
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 27, 2025
Property Address	249 CAMELOT DR, MORGANTON, NC 28655-9038
Document Number	0028350584
Book / Page	2835 / 584
Map Reference	MB 5 PG 91
Instrument Date	Oct 20, 2025
Instrument	2025008926
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CAMELOT DR, MORGANTON, NC 28655-9038

Mortgage

Document Number	2025008927
Date	Oct 27, 2025
Instrument	2025008927

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 8, 2023
Property Address	249 CAMELOT DR, MORGANTON, NC 28655-9038
Document Number	0027190773
Book / Page	2719 / 773
Map Reference	MB 5 PG 91
Instrument Date	Dec 6, 2023
Instrument	2023011353
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 W CATAWBA ST # ST900, ST900, MORGANTON, NC 28655-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CAMELOT DR, MORGANTON, NC 28655-9038

Mortgage

Document Number	2023011354
Date	Dec 8, 2023
Instrument	2023011354

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	249 CAMELOT DR, MORGANTON, NC 28655-9038
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026770319
Date	Apr 4, 2023
Book Page	2677/319
Instrument	2023002888

Lender

Name	JAMES GIBSON
Type	Private Party
Address	1808 SHADY HILL LN, WAKE FOREST, NC 27587

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BURKE NC
Recording Date	Apr 3, 2023
Property Address	249 CAMELOT DR, MORGANTON, NC 28655-9038
Document Number	0026770021
Book / Page	2677 / 21
Map Reference	MB 5 PG 91
Instrument Date	Mar 9, 2023
Instrument	2023002834
Transaction Type	Transfer
Record Updated	Oct 8, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 WOODSWAY LN, MORGANTON, NC 28655-9039
Investor	Possibly a Property Investor

Mortgage

Document Number	2023002835
Date	Apr 3, 2023
Instrument	2023002835

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0026770319
Date	Apr 4, 2023
Book Page	2677/319
Instrument	2023002888

Lender

Name	JAMES GIBSON
Type	Private Party
Address	1808 SHADY HILL LN, WAKE FOREST, NC 27587

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 249 Camelot Dr was $2,758, up 0.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,758.00 (+0.18%)	$478,658 (-) Land $31,602 Building $447,056	$478,658 (-) Land $31,602 Building $447,056
2025	$2,753.00	$478,658 Land $31,602 Building $447,056	$478,658 Land $31,602 Building $447,056
2023	$2,430.00	$418,219 Land $31,602 Building $386,617	$418,219 Land $31,602 Building $386,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Camelot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Camelot Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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