249 Buck Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 249 Buck Ridge Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,456 sqft · built 2005
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jun 2022)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454002976249000`

Property Details

APN / Parcel Number

Primary APN	`454002976249000`
Alternative APNs	`50674` `57774`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	3,720 sqft
1st Floor Area	936 sqft
Upper Floors Area	520 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	183 ft deep x 688 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	336 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57774
Street Address	249 BUCK RIDGE DR
City	MURPHY
State	NC
Zip	28906-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 DEERWOOD MOUNTAIN EST 1625/159
Legal Subdivision	DEERWOOD MOUNTAIN EST
Legal Lot Number	9
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2048
Census Tract	930606

Owner

249 Buck Ridge Dr is owned by two individuals who bought it in June 2022.

Source: Cherokee County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2737 GREENDALE DR, SARASOTA, FL 34232-3737
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN CREDIT UNION
Jun 22, 2022	Warranty Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Oct 3, 2019 · Amount on File
Deed Document Number	20224167
Deed Book / Page	1715 / 128
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 9, 2026
Property Address	249 BUCK RIDGE DR, MURPHY, NC 28906-7340
Document Number	0000003429
Book / Page	1805 / 323
Instrument Date	Jul 2, 2026
Instrument	20263429
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003430,
Date	Jul 9, 2026
Instrument	20263430

Lender

Name	MOUNTAIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 22, 2022
Property Address	249 BUCK RIDGE DR, MURPHY, NC 28906-7340
Document Number	001715/128
Book / Page	1715 / 128
Instrument Date	Jun 7, 2022
Instrument	4167
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 SW 51ST ST, 1913, CAPE CORAL, FL 33914-6841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2737 GREENDALE DR, SARASOTA, FL 34232-3737

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 3, 2019
Property Address	249 BUCK RIDGE DR, MURPHY, NC 28906-7340
Document Number	01625/0159
Book / Page	01625 / 0159
Instrument Date	Oct 2, 2019
Instrument	04765
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 BUCK RIDGE DR, 249, MURPHY, NC 28906-7340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 SW 51ST ST, CAPE CORAL, FL 33914-6841

Mortgage

Document Number	016250161
Date	Oct 3, 2019
Instrument	01625/0161

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 249 Buck Ridge Dr was $1,984.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00	$289,150	$289,150 Land $25,000 Building $264,150
2023		$289,150	$289,150 Land $25,000 Building $264,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Buck Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 Buck Ridge Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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