1. Home
  2. Maine
  3. Cumberland County
  4. Harpswell
  5. Basin Point Rd

249 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 249 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,225 sqft · built 1847
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on Record
Last Sale$705,000 (Mar 2024)
Tax Bill$3,196 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHARP M:015 L:047

Property Details

APN / Parcel Number

Primary APNHARP M:015 L:047
Alternative APN
  • 1041

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,225 sqft Living Area
Gross Area2,359 sqft
1st Floor Area847 sqft

Exterior

Year BuiltBuilt 1847
Effective Year BuiltEffective 1847
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,450 sqft (1.25 acres)
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number1041
Street Address249 BASIN POINT RD
CityHARPSWELL
StateME
Zip04079-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number47
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address249 BASIN POINT RD, HARPSWELL, ME 04079-3442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ANDROSCOGGIN BANK
Mar 14, 2024Deed, Transfer · Stand-Alone First Mortgage
ANDROSCOGGIN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2024 · Amount on Record
Deed SaleMar 14, 2024 · Amount on Record
Prior SaleApr 9, 2012
Deed Document Number20248459
Deed Book / Page40651 / 185
Transfer Doc27248-0136
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Recording DateApr 10, 2026
Property Address249 BASIN POINT RD, HARPSWELL, ME 04079-3442
Document Number0421720252
Book / Page42172 / 252
Instrument DateApr 9, 2026
Instrument202613566
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address249 BASIN POINT RD, HARPSWELL, ME 04079-3442
InvestorPossibly a Property Investor

Mortgage

Document Number0000013566,
DateApr 10, 2026
Book Page42172/252
Instrument202613566
Lender
NameANDROSCOGGIN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARPSWELL ME
Recording DateMar 14, 2024
Property Address249 BASIN POINT RD, HARPSWELL, ME 04079-3442
Document Number0406510185
Book / Page40651 / 185
Instrument DateMar 13, 2024
Instrument8459
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1717 S PRAIRIE AVE APT 910, 910, CHICAGO, IL 60616-4342

Mortgage

Document Number0000008460
DateMar 14, 2024
Instrument8460
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,196.00 (+4.72%)$479,900 (-) Land $314,200 Building $165,700
2024$3,052.00 (+4.27%)$479,900 (-) Land $314,200 Building $165,700
2023$2,927.00 (+3.39%)$479,900 (-) Land $314,200 Building $165,700
2022$2,831.00$479,900 Land $314,200 Building $165,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Nearby Properties on Basin Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures