249 B St, Ashland, OR 97520 Property Records

Jackson County property record for 249 B St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (May 2012)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`391E09BA5300`

Property Details

APN / Parcel Number

Primary APN	`391E09BA5300`
Alternative APNs	`391E09BA05300` `10064838`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,997 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	48 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	249 B ST
City	ASHLAND
State	OR
Zip	97520-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	2
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Legal Lot Number	22,23
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1030
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Downtown Historic District listed 2000 · 61 contributing resources · NRIS 00000446

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 B ST, ASHLAND, OR 97520-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2012 · Amount on Record
Deed Sale	May 2, 2012 · Amount on Record
Deed Document Number	201213643
Prior Transfer Date	Mar 10, 2008
Prior Transfer Doc	0000010123
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	249 B ST, ASHLAND, OR 97520-1912
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 B ST, ASHLAND, OR 97520-1912

Mortgage

Document Number	0000000522
Date	Jan 5, 2022
Instrument	2022-000522

Lender

Name	UMPQUA BANK
Type	Bank
Address	CENTRAL POINT, OR 97502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 31, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	249 B ST, ASHLAND, OR 97520-1912
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017847
Date	Apr 21, 2021
Instrument	2021-017847

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,990 (+3%)	$407,510 (+15.18%) Land $240,730 Building $166,780
2025	$3,551.00 (+2.13%)	$224,270 (+3%) Land $118,880 Building $105,390	$353,800 (+0.73%) Land $214,000 Building $139,800
2024	$3,477.00 (+3.39%)	$217,740 (+3%) Land $115,420 Building $102,320	$351,220 (-25.34%) Land $208,000 Building $143,220
2023	$3,363.00 (+3.29%)	$211,400 (+3%) Land $112,060 Building $99,340	$470,430 (-1.66%) Land $388,760 Building $81,670
2022	$3,256.00	$205,250 Land $108,800 Building $96,450	$478,390 Land $388,530 Building $89,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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