249 Ashmore Cir, Troutman, NC 28166 Property Records

Iredell County property record for 249 Ashmore Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,768 sqft · built 2014
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jul 2021)
Tax Bill	$9,184 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4730-85-3824.000`

Property Details

APN / Parcel Number

Primary APN	`4730-85-3824.000`
Alternative APN	`80083796`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,768 sqft Heated Area
Gross Area	6,224 sqft
1st Floor Area	2,308 sqft
Attic	Attic
Attic Area	140 sqft
Basement Area	2,308 sqft
Finished Basement	2,244 sqft
Unfinished Basement	64 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Width	98 ft Width
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	768 sqft
Porch	Open Porch
Porch Area	44 sqft
Deck Area	288 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80083796
Street Address	249 ASHMORE CIR
City	TROUTMAN
State	NC
Zip	28166-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L51 FALLS COVE-STREAMWOOD PB 52-49 M2
Legal Subdivision	FALLS COVE-STREAMWOOD
Legal Block	85
Legal Lot Number	51
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3038
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Book / Page	2830 / 287
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Apr 29, 2026
Property Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001
Document Number	3210001762
Book / Page	3210 / 1762
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001

Mortgage

Document Number	3210001762,
Date	Apr 29, 2026
Book Page	3210/1762

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Apr 29, 2026
Property Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001
Document Number	3210001776
Book / Page	3210 / 1776
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001

Mortgage

Document Number	3210001776,
Date	Apr 29, 2026
Book Page	3210/1776

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003081123
Date	Aug 22, 2024
Book Page	3081/123

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2054

Interest

Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 8, 2021
Property Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001
Document Number	0002830287
Book / Page	2830 / 287
Map Reference	MB 52 PG 49&50
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HAMMOCK TRL E # EH108, EH108, FREEPORT, FL 32439-7655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ASHMORE CIR, TROUTMAN, NC 28166-2001

Mortgage

Document Number	0002830289
Date	Jul 8, 2021
Instrument	2830/289

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,470 (-) Land $140,000 Building $689,470	$829,470 (-) Land $140,000 Building $689,470
2025	$9,184.00	$829,470 (-) Land $140,000 Building $689,470	$829,470 (-) Land $140,000 Building $689,470
2024	$9,184.00	$829,470 (-) Land $140,000 Building $689,470	$829,470 (-) Land $140,000 Building $689,470
2023	$9,184.00 (+65.48%)	$829,470 (+74.88%) Land $140,000 Building $689,470	$829,470 (+74.88%) Land $140,000 Building $689,470
2022	$5,550.00	$474,320 Land $50,000 Building $424,320	$474,320 Land $50,000 Building $424,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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