249 Amberwind Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 249 Amberwind Cir, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,449 sqft · built 2016
Lot Size	0.093 acres (4,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,000 (Feb 2017)
Tax Bill	$12,218 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`037-560-047-5`

Property Details

APN / Parcel Number

Primary APN	`037-560-047-5`
Alternative APN	`037-560-047`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,449 sqft Living Area
1st Floor Area	1,173 sqft
2nd Floor Area	1,276 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	4,054 sqft (0.093 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	249 AMBERWIND CIR
City	OAKLEY
State	CA
Zip	94561-5094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9349 L378
Legal Subdivision	SUBDIVISION #9349
Legal Tract	9349
Legal Lot Number	378
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 AMBERWIND CIR, OAKLEY, CA 94561-5094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2017	Grant Deed, Transfer · FHA Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	201725663
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	249 AMBERWIND CIR, OAKLEY, CA 94561-5094
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 AMBERWIND CIR, OAKLEY, CA 94561-5094

Mortgage

Document Number	0000209877
Date	Sep 21, 2020
Instrument	2020-209877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 9, 2017
Property Address	249 AMBERWIND CIR, OAKLEY, CA 94561-5094
Document Number	0000025663
Instrument Date	Feb 2, 2017
Instrument	25663
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	249 AMBERWIND CIR OAKLEY CA 945615094, OAKLEY, CA 94561-5094

Mortgage

Document Number	25664
Date	Feb 9, 2017
Instrument	25664

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,762 (+2%) Land $140,749 Building $440,013
2025	$12,218.00 (+3.27%) Homeowner's exemption	$569,376 (+4.04%) Land $137,990 Building $431,386
2023	$11,831.00 (+2.01%) Homeowner's exemption	$547,269 Land $132,633 Building $414,636
2022	$11,598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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