Cherokee County property record for 249 Amber Ln, Murphy, NC 28906 · Last verified February 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,020 sqft Heated Area |
| Lot Size | 122,839 sqft (2.81 acres) |
| Last Sale | $128,000 (2010) |
| Tax Bill | $1,331.00 (2025) |
| Primary APN | 452000455383000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,020 sqft Heated Area |
| Gross Area | 2,796 sqft Gross Area |
| Basement Area | 1,020 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 122,839 sqft (2.81 acres) |
| Lot Width | 1,062 ft Width |
| Deck Area | 416 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 340 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 33286 |
|---|---|
| Street Address | 249 AMBER LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9672 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR SHETRAWSKI 997/772 1402/306 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 452000455383000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9535 SALISBURY LN, OOLTEWAH, TN 37363-5697 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2010 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jun 23, 2010 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Nov 03, 2008 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 13, 2026 | Public Action, Foreclosure · Conventional Mortgage NFM LENDING |
| Dec 20, 2010 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2010 · Amount on Record |
| Deed Sale | Dec 20, 2010 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Deed Doc Number | 1402/0306 |
| Deed Book / Page | 1402 / 0306 |
| Last Transfer Date | Jan 13, 2026 |
| Transfer Doc | 001793/989 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01388/0324 |
|---|---|
| Date | Jun 23, 2010 |
| Book Page | 1388/0324 |
| Instrument | 2010-0003008 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01388/0214 |
|---|---|
| Date | Jun 23, 2010 |
| Book Page | 1388/0214 |
| Instrument | 2010-0002986 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01339/0807 |
|---|---|
| Date | Nov 03, 2008 |
| Book Page | 1339/0807 |
| Instrument | 2008-0006693 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 20, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 13, 2026 |
| Property Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Document Number | 001793/989 |
| Book / Page | 1793 / 989 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 171 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 29, 2026 |
| Title Company | UNKNOWN, SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Name | Verified Name |
|---|---|
| Address | 9535 SALISBURY LN, OOLTEWAH, TN 37363-5697 |
| Document Number | 0001793992 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 1793/992 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 20, 2010 |
| Property Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Document Number | 1402/0306 |
| Book / Page | 1402 / 0306 |
| Instrument Date | Dec 17, 2010 |
| Instrument | 014020306 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 VANDORA SUITS RD, 501, MURPHY, NC 28906-2313 |
| Name | Verified Name |
|---|---|
| Address | 249 AMBER LN, MURPHY, NC 28906-9672 |
| Document Number | 01402/0309 |
|---|---|
| Date | Dec 20, 2010 |
| Book Page | 1402/0309 |
| Instrument | 014020309 |
| Name | UNITED COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2041 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 | $178,080 (-) | $178,080 (-) Land $14,710 Building $163,370 |
| 2023 | $178,080 | $178,080 Land $14,710 Building $163,370 |
249 Amber Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 80th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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