249 8th St, Los Banos, CA 93635 Property Records

Merced County property record for 249 8th St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,174 sqft · built 1983
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2017)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-015-023-000`

Property Details

APN / Parcel Number

Primary APN	`025-015-023-000`
Alternative APN	`025-015-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	025-015-023
Street Address	249 8TH ST
City	LOS BANOS
State	CA
Zip	93635-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS LOTS 31&32 BLK 5
Legal Subdivision	LOS BANOS
Legal Block	5
Legal Lot Number	31,32
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

249 8th St is owned and occupied by an individual who bought it in May 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	249 8TH ST, LOS BANOS, CA 93635-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
May 26, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	201716651
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	0000016855
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	249 8TH ST, LOS BANOS, CA 93635-3719
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 ANGIE AVE, SAN JOSE, CA 95116-3603

Mortgage

Document Number	0000019940
Date	May 3, 2021
Instrument	2021019940

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 26, 2017
Property Address	249 8TH ST, LOS BANOS, CA 93635-3719
Document Number	0000016651
Map Reference	MB 2 PG 21
Instrument Date	May 22, 2017
Instrument	2017-016651
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	249 8TH ST, LOS BANOS, CA 93635-3719

Mortgage

Document Number	0000016652
Date	May 26, 2017
Instrument	2017-016652

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 249 8th St was $3,105.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,023 (+2%) Land $94,699 Building $195,324
2025	$3,105.00	$284,338 Land $92,843 Building $191,495
2023	$2,970.00 (+1.47%)	$273,299 Land $89,239 Building $184,060
2022	$2,927.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 249 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 249 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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