249 45th St, Moline, IL 61265 Property Records

Rock Island County property record for 249 45th St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,430 sqft · built 1903
Lot Size	0.16 acres (7,022 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2021)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-209-010`

Property Details

APN / Parcel Number

Primary APN	`08-34-209-010`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,030 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	7,022 sqft (0.16 acres)
Garage Area	720 sqft

Location & Zoning

Street Address	249 45TH ST
City	MOLINE
State	IL
Zip	61265-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 10 BLOCK 2 ROSSLYN
Legal Subdivision	ROSSLYN
Legal Block	2
Legal Lot Number	10
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	MOLINE
Census Block Group	1
Census Block	1035
Census Tract	21400

Owner

Source: Rock Island County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 45TH ST, MOLINE, IL 61265-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage WALCOTT TRUST & SAVINGS BANK
Jan 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage WALCOTT TRUST & SAVINGS BANK
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage VIBRANT CU
Nov 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20219459
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	249 45TH ST, MOLINE, IL 61265-1938
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013204
Date	Sep 13, 2019
Instrument	2019-13204

Lender

Name	WALCOTT TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	249 45TH ST, MOLINE, IL 61265-1938
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000992
Date	Jan 22, 2018
Instrument	2018-00992

Lender

Name	WALCOTT TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2048

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	May 25, 2021
Property Address	249 45TH ST, MOLINE, IL 61265-1938
Document Number	0000009459
Instrument Date	May 18, 2021
Instrument	2021-09459
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	GOMEZ TITLE AND CLOSING COMPANY, GOMEZ TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 ELMWOOD DR, 18, BLUE GRASS, IA 52726-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 45TH ST, MOLINE, IL 61265-1938

Mortgage

Document Number	0000009460
Date	May 25, 2021
Instrument	2021-09460

Lender

Name	VIBRANT CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.99%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Nov 20, 2017
Property Address	249 45TH ST, MOLINE, IL 61265-1938
Document Number	0000020663
Instrument Date	Nov 17, 2017
Instrument	20663
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3706 W 44TH ST DAVENPORT IA 528067201, DAVENPORT, IA 52806-7201

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,411.00 (+39.74%) Homeowner's exemption	$45,092 (+6%) Land $5,771 Building $39,321	$135,276 (+6%) Land $17,313 Building $117,963
2024		$42,539 (+29.58%) Land $5,444 Building $37,095	$127,617 (+29.58%) Land $16,332 Building $111,285
2022	$2,441.00	$32,828 Land $5,205 Building $27,623	$98,484 Land $15,615 Building $82,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	64 (1979–2024)
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Flooding, May 2001 · 11 claims Severe Storms & Flooding, Jul 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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