24895 FM 3225, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 24895 FM 3225, Tool, TX 75143

Property Summary

Property TypeFarm - Irrigated or Dry
Details2,400 sqft · built 1990
Lot Size3.57 acres (155,509 sqft)
OwnerIndividual Name on Record
Tax Bill$1,477 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0393-0090-0000-60

Property Details

APN / Parcel Number

Primary APN0393-0090-0000-60
Alternative APNs
  • R000010856
  • 218305

Interior

Stories1 Story
Building Area2,400 sqft Living Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Lot Area155,509 sqft (3.57 acres)
PorchOpen Porch
Porch Area376 sqft

Location & Zoning

Account Number218305
Street AddressFM 3225
CityKEMP
StateTX
Zip75143
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionTR 9 AB 393 H JEFFRIES SUR, TR 9
Legal SubdivisionH JEFFRIES SUR
Legal Tract9
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1028
Census Tract950802

Owner

Source: Henderson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24895 FM 3225, TOOL, TX 75143-6813
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
HARMONY BANK
Mar 16, 2018Vendor's Lien, Transfer
AUSTIN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2014
Deed SaleMar 6, 2014
Prior SaleMar 21, 1984
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Recording DateApr 21, 2026
Property Address24895 FM 3225, TOOL, TX 75143-6813
Document Number0000005688
Instrument DateApr 9, 2026
Instrument20265688
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address24895 FM 3225, TOOL, TX 75143-6813
InvestorPossibly a Property Investor

Mortgage

Document Number0000005688,
DateApr 21, 2026
Instrument20265688
Lender
NameHARMONY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

March 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateMar 16, 2018
Property Address24895 FM 3225, TOOL, TX 75143-6813
Document Number201800003743
Instrument DateMar 12, 2018
Instrument2018-00003743
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyATTORNEY'S TITLE ATHENS, ATTORNEYS TITLE ATHENS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 W ANDREW DR, MABANK, TX 75147-3728

Mortgage

DateMar 16, 2018
Lender
NameAUSTIN BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,477.00 (+7.5%)$102,808 (+24.28%) Land $77,474 Building $25,334$102,808 (+24.28%) Land $77,474 Building $25,334
2024$1,374.00 (+17.24%)
2023$1,172.00 (-27.2%)$82,722 Land $57,388 Building $25,334$82,722 Land $57,388 Building $25,334
2022$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
Conquest Wireless
Fixed Wireless
100 / 50

Nearby Properties on FM 3225

Nearby Streets

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