2489 W Moonlight Ln, Eustis, FL 32726 Property Records

Lake County property record for 2489 W Moonlight Ln, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 2004
Lot Size	0.215 acres (9,379 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2017)
Tax Bill	$2,904 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-19-27-0023-000-50800`

Property Details

APN / Parcel Number

Primary APN	`19-19-27-0023-000-50800`
Alternative APNs	`271919002300050800` `3816716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,379 sqft (0.215 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3816716
Street Address	2489 W MOONLIGHT LN
City	EUSTIS
State	FL
Zip	32726-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	44 GABLES PHASE V PB 49 PG 21-22 LOT 508 ORB 5032 PG 2004 ORB 6499 PG 25
Legal Range	27E
Legal Township	19S
Legal Section	19
Legal Subdivision	44 GABLES PHASE V
Legal Tract	A
Legal Lot Number	508
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3053
Census Tract	30203

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2489 W MOONLIGHT LN, EUSTIS, FL 32726-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2017126614
Deed Book / Page	5032 / 2004
Last Transfer Date	Mar 25, 2025
Transfer Doc	0064990025
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2489 W MOONLIGHT LN, EUSTIS, FL 32726-2027
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2469 W MOONLIGHT LN, EUSTIS, FL 32726-2027

Mortgage

Document Number	0060941946
Date	Feb 17, 2023
Book Page	6094/1946
Instrument	2023018768

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2489 W MOONLIGHT LN, EUSTIS, FL 32726-2027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 W MOONLIGHT LN, EUSTIS, FL 32726-2027

Mortgage

Document Number	0055430957
Date	Sep 16, 2020
Book Page	5543/957
Instrument	2020101940

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 29, 2017
Property Address	2489 W MOONLIGHT LN, EUSTIS, FL 32726-2027
Document Number	0050322004
Book / Page	005032 / 002004
Instrument Date	Nov 20, 2017
Instrument	126614
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 W MOONLIGHT LN EUSTIS FL 327262027, EUSTIS, FL 32726-2027

Mortgage

Document Number	50322006
Date	Nov 29, 2017
Book Page	005032/002006
Instrument	126615

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,320 (+2.9%)	$311,442 (-) Land $84,000 Building $227,442
2025		$191,760 (+5.98%) Land $84,000 Building $107,760	$311,442 (-1.58%) Land $84,000 Building $227,442
2024	$2,904.00 (+4.69%)
2023	$2,774.00 (+1.87%) Homeowner's exemption	$180,940 (+3%)	$316,433 (+25.7%) Land $84,000 Building $232,433
2022	$2,723.00 Homeowner's exemption	$175,670	$251,728 Land $52,500 Building $199,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

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