2489 Stage Junction Rd, Columbia, VA 23038 Property Records

Fluvanna County property record for 2489 Stage Junction Rd, Columbia, VA 23038

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,200 sqft · built 2021
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2021)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54 A 14A`

Property Details

APN / Parcel Number

Primary APN	`54 A 14A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,672 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2489 STAGE JUNCTION RD
City	COLUMBIA
State	VA
Zip	23038-3013
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	INST 210004411 AC 20.0
Legal Block	1
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2056
Census Tract	20200

Owner

2489 Stage Junction Rd, a rural home, is owned by an individual who bought it in September 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1191 FAIRFAX STATION RD, FAIRFAX STATION, VA 22039
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALL FCU
Sep 2, 2021	Deed, Transfer · FHA Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Deed Document Number	20214411
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2489 STAGE JUNCTION RD, COLUMBIA, VA 23038-3013
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002942
Date	Aug 11, 2022
Instrument	220002942

Lender

Name	CALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 2, 2021
Property Address	2489 STAGE JUNCTION RD, COLUMBIA, VA 23038-3013
Document Number	0210004411
Map Reference	PB 2 PG 122
Instrument Date	Aug 1, 2021
Instrument	210004411
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11911 FAIRFAX STATION RD, FAIRFAX STATION, VA 22039-1214

Mortgage

Document Number	0210004412
Date	Sep 2, 2021
Instrument	210004412

Lender

Name	MASON MCDUFFIE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 30, 2019
Property Address	2489 STAGE JUNCTION RD, COLUMBIA, VA 23038-3013
Document Number	0001902973
Instrument Date	Sep 30, 2019
Instrument	1902973
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11911 FAIRFAX STATION RD, 11911, FAIRFAX STATION, VA 22039-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 STAGE JUNCTION RD, COLUMBIA, VA 23038-3013

Tax Assessment & Valuation

The 2025 property tax bill for 2489 Stage Junction Rd was $3,266.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,620 (-) Land $116,000 Building $316,620	$432,620 (-) Land $116,000 Building $316,620
2025	$3,266.00	$432,620 Land $116,000 Building $316,620	$432,620 Land $116,000 Building $316,620
2023		$382,400 Land $116,000 Building $266,400	$382,400 Land $116,000 Building $266,400
2022	$3,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 Stage Junction Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 Stage Junction Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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