2489 Smiley Way, Jackson, MI 49203 Property Records

Jackson County property record for 2489 Smiley Way, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,728 sqft · built 1976
Lot Size0.446 acres (19,428 sqft)
OwnerIndividual Name on Record
Tax Bill$2,166 (2025)
Deeds & MortgagesNov 2022 Reverse Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN145-13-08-128-025-00

Property Details

APN / Parcel Number

Primary APN145-13-08-128-025-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area928 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood Siding
Lot Area19,428 sqft (0.446 acres)
Lot Dimensions172 ft deep x 113 ft wide
Garage Area488 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2489 SMILEY WAY
CityJACKSON
StateMI
Zip49203-3649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLOT 23 COLONIAL VILLAGE
Legal SubdivisionCOLONIAL VILLAGE
Legal Lot Number23
Legal Unit23
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2005
Census Tract5302

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2489 SMILEY WAY, JACKSON, MI 49203-3649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Reverse Mortgage
THE HUNTINGTON NATIONAL BANK
May 13, 2020Deed of Trust, Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2489 SMILEY WAY, JACKSON, MI 49203-3649
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2489 SMILEY WAY, JACKSON, MI 49203-3649

Mortgage

Document Number0002926781
DateNov 9, 2022
Book Page2221/290
Instrument2926781
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term359 Months
DueOct 24, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address2489 SMILEY WAY, JACKSON, MI 49203-3649
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002850253
DateMay 13, 2020
Book Page2162/464
Instrument2850253
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$123,900 (+7.27%)$247,800 (+7.27%)
2025$2,166.00 (-32.57%)$115,500 (+9.17%)$231,000 (+9.17%)
2024$3,212.00 (+11.8%)
2023$105,800$211,600
2020$2,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMIT TOWNSHIP
serves 25,355 people · EPA ID MI0006450
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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