San Bernardino County property record for 2489 Serrano Rd, San Bernardino, CA 92405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,430 sqft · built 1939 |
| Lot Size | 0.192 acres (8,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (May 2020) |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0148-153-03-0000 |
| Primary APN | 0148-153-03-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,360 sqft (0.192 acres) |
| Lot Dimensions | 152 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 102 sqft |
| Patio Area | 102 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2489 SERRANO RD |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92405-3147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2265 LOT 63 CAJON HEIGHTS |
| Legal Subdivision | CAJON HEIGHTS |
| Legal Tract | 2265 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4604 |
2489 Serrano Rd is owned and occupied by two individuals who bought it in May 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2489 SERRANO RD, SAN BERNARDINO, CA 92405-3147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · ARM EAST WEST BANK |
| May 4, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| May 4, 2020 | Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | May 28, 2015 · Amount on File |
| Deed Document Number | 2020150841 |
| Prior Transfer Date | Mar 9, 2020 |
| Prior Transfer Doc | 0000150840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 2489 SERRANO RD, SAN BERNARDINO, CA 92405-3147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | PROVIDENT TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000126291 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018-0126291 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 4, 2020 |
| Property Address | 2489 SERRANO RD, SAN BERNARDINO, CA 92405-3147 |
| Document Number | 0000150840 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 150840 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2489 SERRANO RD SAN BERNARDINO CA 924053147, SAN BERNARDINO, CA 92405-3147 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 4, 2020 |
| Property Address | 2489 SERRANO RD, SAN BERNARDINO, CA 92405-3147 |
| Document Number | 0000150841 |
| Map Reference | MB 32 PG 69 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 2020-0150841 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2489 SERRANO RD, SAN BERNARDINO, CA 92405-3147 |
| Document Number | 0000150842 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020-0150842 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 2489 Serrano Rd was $4,329.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $340,234 (+2%) Land $102,070 Building $238,164 | |
| 2025 | $4,329.00 | $333,563 Land $100,069 Building $233,494 |
| 2023 | $4,133.00 (-0.19%) | $320,610 Land $96,183 Building $224,427 |
| 2022 | $4,141.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2489 Serrano Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2489 Serrano Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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