2489 SE Amherst St, Stuart, FL 34997 Property Records

Martin County property record for 2489 SE Amherst St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,498 sqft · built 1958
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Apr 2015)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-004-0014.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-004-0014.0-2-0000`
Alternative APNs	`37-38-41-007-004-00140-2` `33471`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	466 sqft
Carport	Carport
Carport Area	466 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33471
Street Address	2489 SE AMHERST ST
City	STUART
State	FL
Zip	34997-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	GOLDEN GATE LOT 14 & W1/2 OF LOT 16 BLK 4
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	4
Legal Lot Number	14,16
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1021
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2489 SE AMHERST ST, STUART, FL 34997-5069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	20152512176
Deed Book / Page	2780 / 1757
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0027200395
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Jul 31, 2026
Property Address	2489 SE AMHERST ST, STUART, FL 34997-5069
Document Number	0003198231
Book / Page	3581 / 2933
Instrument Date	Jun 26, 2026
Instrument	20263198231
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 SE AMHERST ST, STUART, FL 34997-5069

Mortgage

Document Number	0003198231,
Date	Jul 31, 2026
Book Page	3581/2933
Instrument	20263198231

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Apr 1, 2054

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	May 21, 2026
Property Address	2489 SE AMHERST ST, STUART, FL 34997-5069
Document Number	0003187156
Book / Page	3568 / 561
Instrument Date	May 12, 2026
Instrument	20263187156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 SE AMHERST ST, STUART, FL 34997-5069

Mortgage

Document Number	0003187156,
Date	May 21, 2026
Book Page	3568/561
Instrument	20263187156

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2036

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2489 SE AMHERST ST, STUART, FL 34997-5069
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 SE AMHERST ST, STUART, FL 34997-5069

Mortgage

Document Number	0034262421
Date	Mar 21, 2024
Book Page	3426/2421
Instrument	3063494

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	22342 AVENIDA EMPRESA STE 100, RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2489 SE AMHERST ST, STUART, FL 34997-5069
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2489 SE AMHERST ST, STUART, FL 34997-5069

Mortgage

Document Number	0033441839
Date	Nov 3, 2022
Book Page	3344/1839
Instrument	2988091

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 (+0.47%) Homeowner's exemption	$107,232 (+5.99%)	$266,800 (+41.43%) Land $142,980 Building $123,820
2024	$2,113.00 (+2.67%)
2023	$2,058.00 (+3.31%) Additional exemption filed	$101,175 (+3%)	$188,640 (+16.9%) Land $83,130 Building $105,510
2022	$1,992.00 Homeowner's exemption	$98,229	$161,370 Land $70,120 Building $91,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2008)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on SE Amherst St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures